Two-factor authentication (2FA) makes your online and mobile banking even safer.
Why do I need 2FA?
It’s protection beyond passwords
Even if someone knows your username and password, 2FA checks if it’s really you by asking you to enter a one-time passcode, making it more difficult for someone to access your accounts or perform transactions without your authorization.
It’s an extra layer of defence
Enrolling in 2FA protects your accounts by requiring something you know (your username and password) and something you have (a passcode sent to your phone).
A few seconds that can prevent big fraud
When challenged, 2FA only adds a few extra seconds to the transaction process, while potentially saving you countless hours of effort and frustration that victims of fraud typically experience.
How it works
When you receive this prompt:
- Confirm you’re ready to receive the one-time passcode via your preferred delivery method.
- Enter the 6-digit passcode within 3 minutes to continue logging in.
Features
Get codes via text message
ATB can send the one-time passcode to your mobile phone via text message. Your carrier's standard messaging rates may apply.
Keep personal accounts private
Access all the accounts you need and keep personal accounts private with individual logins for joint accounts.
Access without a connection
Switch your passcode delivery preference to a landline phone call. Or, call our Client Care team at 1-800-332-8383 (001-403-332-8383 overseas) if you need immediate assistance.
Email passcodes for international numbers
Anyone with an international phone number has the opportunity to receive their passcode via email.
Frequently Asked Questions
2FA is an authentication system that fights fraud by creating an additional layer of security on your accounts.
Before you log in or complete certain online transactions, you might be asked to enter a one-time passcode. This passcode will be sent in one of two ways: via text message to your mobile phone or an automated voice message to your mobile or landline phone. It works as a second check to make sure it’s really you accessing your account.
2FA is free. At ATB, we’re dedicated to keeping your money, and your identity, safe. Your carrier’s standard messaging rates may apply if you choose to receive passcodes via text.
Try requesting another passcode via a link or button that says, "Resend Code". Make sure you have an adequate cell signal when you’re using the ATB Personal, ATB Business or ATB Prosper mobile apps.
If that doesn’t work, call our Client Care team at 1-800-332-8383.
For ATB Wealth, reach out to your financial advisor if you work with one or the Wealth Advice Centre at 1-855-541-4387.
Yes, here’s a tutorial on how to manage your 2FA for ATB Personal.
For ATB Online Business, look for the Client Services tab. Under preferences, select “manage enhanced security” and follow the prompts.
Need help? Please call 1-800-332-8383 and we would be happy to update the phone number for you.
For ATB Wealth, log into your ATB Investor Connect account. Under settings, select "Manage 2FA" and follow the prompts. If you need help, reach out to your financial advisor if you work with one or the Wealth Advice Centre at 1-855-541-4387.
You can! Check out this tutorial on 2FA management in ATB Personal. For ATB Online Business, head to the Client Services tab and select “manage enhanced security.” Then follow the prompts.
Need help? Please call 1-800-332-8383 and we would be happy to update the phone number for you.
For ATB Wealth, log into your ATB Investor Connect account. Under settings, select "Manage 2FA" and follow the prompts. If you need help, reach out to your financial advisor if you work with one or the Wealth Advice Centre at 1-855-541-4387.
Call us at 1-800-332-8383 to secure your account and prevent any possible fraud.
For ATB Wealth, reach out to your financial advisor if you work with one or the Wealth Advice Centre at 1-855-541-4387.
The transaction will automatically be cancelled. The passcode needs to be entered before a transaction can proceed.
Then 2FA is working as intended to keep your accounts safe. Please call Client Care immediately at 1-800-332-8383 and we will review your account to prevent any possible fraud. You’ll also need to change your password as soon as possible.
For ATB Wealth, reach out to your financial advisor if you work with one or the Wealth Advice Centre at 1-855-541-4387.