Credit Cards

Transfer your balance to a Preferred® Fixed-Rate Mastercard®. Pay 0%.1

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There’s no better way to pay off your lingering holiday bills, fast.

Transfer your credit card balances (at no charge) to a new ATB Preferred Fixed-Rate Mastercard and you’ll pay 0% interest on that amount for six months! Plus, pay no annual fee for the first year.1 To receive this special offer, you must enter promo code ZERO on your Preferred Mastercard application.

A fixed-fee, low-rate credit card you can pay off at your own pace

Fixed interest

Pay 0% interest on your initial transfer for the first six months. Then, pay a fixed 10.9% for purchases and cash advances, so you stay in control of what you owe.

First year annual fee waived

The ATB Preferred Fixed-Rate Mastercard is a credit card that fits any budget. Pay no annual fee for the first year, and a ​low annual fee of $29 thereafter.

Personalize your plastic

Add a little fun and pizazz to your wallet! Choose from over a hundred images to add to your ATB Preferred Fixed-Rate Mastercard using MyPic®.

Ready to get started?

Apply online now for your Preferred Fixed-Rate Mastercard using promo code ZERO. But hurry, this offer expires on April 30, 2021.

Key product details

Annual fee Free for the first year1; then $29
Interest rates Initial transferred balance: 0% interest for the first 6 months1; 10.9% after 6 months

All additional purchases/cash advances:
current rates apply
Additional cards Free
MyPic® Free

Frequently asked questions

You're eligible to apply for an ATB Preferred Fixed-Rate Mastercard if you meet all of the following criteria:

  • are an Alberta resident
  • are at least 18 years old
  • have not declared personal bankruptcy in the past five years
  • intend to use the card for personal banking only

Yes. You can apply for this card with a co-applicant and use it jointly. Both co-applicants must meet the eligibility requirements.

In terms of this card, a preferred rate is a lower interest rate. A typical credit card purchase interest rate averages around 20-21%, compared to our Preferred fixed purchase interest rate of 10.9%.

Preferred variable rates can be slightly lower, but are subject to fluctuations with the prime interest rate. If consistency in your payments is important, a preferred fixed rate may be the better option.

Need help?

Our Client Care team will be happy to assist.

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