There’s no better way to pay off your lingering holiday bills, fast.
Transfer your credit card balances (at no charge) to a new ATB Preferred Fixed-Rate Mastercard and you’ll pay 0% interest on that amount for six months! Plus, pay no annual fee for the first year.1 To receive this special offer, you must enter promo code ZERO on your Preferred Mastercard application.
A fixed-fee, low-rate credit card you can pay off at your own pace
Pay 0% interest on your initial transfer for the first six months. Then, pay a fixed 10.9% for purchases and cash advances, so you stay in control of what you owe.
First year annual fee waived
The ATB Preferred Fixed-Rate Mastercard is a credit card that fits any budget. Pay no annual fee for the first year, and a low annual fee of $29 thereafter.
Personalize your plastic
Add a little fun and pizazz to your wallet! Choose from over a hundred images to add to your ATB Preferred Fixed-Rate Mastercard using MyPic®.
Frequently asked questions
You're eligible to apply for an ATB Preferred Fixed-Rate Mastercard if you meet all of the following criteria:
- are an Alberta resident
- are at least 18 years old
- have not declared personal bankruptcy in the past five years
- intend to use the card for personal banking only
Yes. You can apply for this card with a co-applicant and use it jointly. Both co-applicants must meet the eligibility requirements.
In terms of this card, a preferred rate is a lower interest rate. A typical credit card purchase interest rate averages around 20-21%, compared to our Preferred fixed purchase interest rate of 10.9%.
Preferred variable rates can be slightly lower, but are subject to fluctuations with the prime interest rate. If consistency in your payments is important, a preferred fixed rate may be the better option.
This offer is only valid for new ATB Preferred Fixed Rate Mastercard accounts opened between February 1, 2021 and April 30, 2021. The annual fee of $29 is waived for the first year and will be charged on each anniversary date thereafter. 0% for 6 months balance transfer is only valid for transferring non-ATB balances up to the available credit limit of the new account, and the request for transfer must be submitted within 30 days of account opening. For details on interest rates and how payments are applied, please refer to the Cardholder Agreement for Terms and Conditions.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used under license.
MyPic is a registered trademark of ATB Financial.
ATB PREFERRED is a registered trademark of ATB Financial.