Credit Cards
Enjoy perks from cash rewards to travel benefits, fixed and variable rates, and options to protect or rebuild your credit.
How an ATB credit card can work for you.
Enjoy the options
ATB offers credit card options for everyone—no matter your income level, credit score, financial philosophy or lifestyle.
Personalize your card
With options like MyPic® and balance protection, you can design your card to fit your life and lifestyle.
Reap the rewards
From cash back to travel perks, ATB offers benefits with unlimited earning potential, no caps or tiers and no spending categories.
Explore the full range of ATB credit cards.
Reap practical rewards
ATB Gold Cash Rewards Mastercard®
Get unlimited cash back at a rate of 1% for every dollar spent1.
Find out moreEarn enhanced rewards
ATB Gold My Rewards Travel Mastercard®
Earn 10 points on every dollar you spend and redeem online for cash, merchandise, airfare and more.
Find out moreEnjoy premium rewards
ATB World Elite Mastercard®
Our premium Mastercard featuring maximum VIP benefits and flexible rewards.
Find out morePay at your pace
ATB Preferred Fixed-Rate Mastercard®
Pay back at your own pace. Enjoy a fixed 10.9% purchase interest rate and a low annual fee.
Find out moreFloat your rate
ATB Preferred Variable-Rate Mastercard®
Enjoy a credit limit of up to $50,000, low annual fee & interest that floats with ATB's prime rate.
Find out moreGet protection from fraud
ATB Alberta Mastercard®
Access the convenience of a basic Mastercard with no annual fee.
Find out more(Re)build your credit
ATB Alberta Mastercard® - Secured
Build or re-establish your credit rating and become eligible for a regular credit card.
Find out moreEnjoy cross-border credit
ATB US Dollar Mastercard®
Pay US dollars for US purchases. No foreign exchange fees. No need to convert the charges on your statement.
Find out moreTake control of your spending
ATB Load & Go® Prepaid Mastercard®
No credit checks. No debt. Our prepaid Mastercard gives you the advantages of credit and debit.
Find out moreRe-envision your card
MyPic®
Add a little fun and personality to your wallet! Add a custom image to some ATB Mastercards using MyPic.
Find out moreProtect your balance
Mastercard® Balance Protection
Mastercard Balance Protection will take care of your credit card payments if you become disabled, involuntarily unemployed or critically ill.
Find out moreSecure online transactions
Mastercard® Identity Check
Mastercard Identity Check acts as a PIN to authenticate your identity before completing an online transaction.
Find out moreFind the credit card that’s right for you.
Having trouble choosing a card? Our handy Mastercard Product Selector tool will help you find a credit card that’s right for you.
Frequently Asked Questions
Yes. You can sync your ATB Mastercard with Apple Pay, Google Pay™, Samsung Pay or Fitbit Pay.
If you paid for a product and/or service with your Mastercard but did not receive it in its intended condition, then you may be eligible to dispute the payment through your Mastercard. Before initiating a dispute, you should first attempt to resolve the issue with the merchant directly.
If you are unable to resolve the issue with the merchant, contact our ATB Client Care team at 1-800-332-8383.
If there are charges on your Mastercard that you don’t recognize or did not consent to, contact our ATB Client Care team at 1-800-332-8383. If these charges are determined to be fraudulent, they will be handled by our ATB Mastercard Fraud team.
Click to Pay is Mastercard’s fast, smart way to pay online with their strongest security technology. Set up your Click to Pay profile and experience secure, password-free checkout by looking for the Click to Pay icon where Mastercard is accepted.
MyPic is a registered trademark of ATB Financial.
ATB and Load & Go are registered trademarks of ATB Financial.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Used under licence.
Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd. Used with permission.
Fitbit Pay, Fitbit Charge 3, Fitbit Ionic and Fitbit Charge 3 are registered trademarks or trademarks of Fitbit, Inc. and/or its affiliates in the United States and other countries.