Rates

Mastercard® Rates

Mastercard® rates as of May 6, 2019

Card Purchases Default rate Cash advances Default rate Annual fees
ATB Gold Cash Rewards® MasterCard 19.90% 24.90% 21.90% 26.90% No fee
ATB Gold My Rewards® Travel MasterCard 19.90% 24.90% 21.90% 26.90% No fee
US Dollar Mastercard® 19.90% 24.90% 21.90% 26.90% $19 USD (no fee for extra cards)
Alberta Mastercard® 19.90% 24.90% 21.90% 26.90% No fee
ATB Preferred® Fixed Rate Mastercard Preferred: 10.90%
Standard: 15.90%
22.90% Preferred: 10.90%
Standard: 15.90%
22.90% $29/year (no fee for extra cards)
ATB Preferred® Variable Rate Mastercard Between ATB Prime + 5% and ATB Prime + 7% Standard rate + 4% Between ATB Prime + 6% and ATB Prime + 8% Standard rate + 4% $29/year (no fee for extra cards)
Alberta Rewards Businesscard® 19.90% 22.90% 19.90% 22.90% $120/year
Alberta Agri-Industry Businesscard® - NA - NA $65 or $130/year
Alberta Businesscard® - NA - NA $65 or $130/year
ATB World Elite® MasterCard 19.90% 24.90% 21.90% 26.90% $120/yr ($25 for extra cards)

Miscellaneous fees

Item Fee
Statement reprint $10.00
Sales slip copy $5.00
Cheque copy $10.00
NSF fee $40.00
Rush replacement card $29.00
MyPic fee $15.00 for each card image change
Over limit fee $25.00
Foreign currency ATB MasterCard cheque $7.50
Foreign exchange fee 2.9%
Credit balance inactivity fee $25.00 or full credit balance, whichever is less
Promotional balance transfer/cheque fee Up to 2%
Cash advance - ABM in Canada $2.50
Cash advance - ABM outside Canada $5.00
Cash advance - Over the counter in Canada $5.00
Cash advance - Over the counter outside Canada $7.50

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