Rates
Mastercard® Rates
Mastercard® rates as of May 6, 2019
| Card | Purchases | Default rate | Cash advances | Default rate | Annual fees |
|---|---|---|---|---|---|
| ATB Gold Cash Rewards® Mastercard | 19.90% | 24.90% | 21.90% | 26.90% | No fee |
| ATB Gold My Rewards® Travel Mastercard | 19.90% | 24.90% | 21.90% | 26.90% | No fee |
| US Dollar Mastercard® | 19.90% | 24.90% | 21.90% | 26.90% | $19 USD (no fee for extra cards) |
| Alberta Mastercard® | 19.90% | 24.90% | 21.90% | 26.90% | No fee |
| ATB Preferred® Fixed Rate Mastercard | Preferred: 10.90% Standard: 15.90% |
22.90% | Preferred: 10.90% Standard: 15.90% |
22.90% | $29/year (no fee for extra cards) |
| ATB Preferred® Variable Rate Mastercard | Between ATB Prime + 5% and ATB Prime + 7% | Standard rate + 4% | Between ATB Prime + 6% and ATB Prime + 8% | Standard rate + 4% | $29/year (no fee for extra cards) |
| Alberta Rewards Businesscard® | 19.90% | 22.90% | 19.90% | 22.90% | $120/year |
| Alberta Agri-Industry Businesscard® | - | NA | - | NA | $65 or $130/year |
| Alberta Businesscard® | - | NA | - | NA | $65 or $130/year |
| ATB World Elite® Mastercard | 19.90% | 24.90% | 21.90% | 26.90% | $120/yr ($25 for extra cards) |
Miscellaneous fees
| Item | Fee |
|---|---|
| Statement reprint | $10.00 |
| Sales slip copy | $5.00 |
| Cheque copy | $10.00 |
| NSF fee | $40.00 |
| Rush replacement card | $29.00 |
| MyPic fee | $15.00 for each card image change |
| Over limit fee | $25.00 |
| Foreign currency ATB Mastercard cheque | $7.50 |
| Foreign exchange fee | 2.9% |
| Credit balance inactivity fee | $25.00 or full credit balance, whichever is less |
| Promotional balance transfer/cheque fee | Up to 2% |
| Cash advance - ABM in Canada | $2.50 |
| Cash advance - ABM outside Canada | $5.00 |
| Cash advance - Over the counter in Canada | $5.00 |
| Cash advance - Over the counter outside Canada | $7.50 |