Product NameGold My Rewards Mastercard®
Category TypeCredit cards
PromotionWelcome Bonus: 10,000 points ($50 value) upon first purchase
Rewards (Base Earn)1.5 points for every dollar spent
Rewards (Accelerator)3 points per $1 spent on eligible purchases in essential categories, including: groceries, gas, digital streaming services and/or subscriptions and entertainment 
Annual Fee$0
Additional CardsFree
Interest Rates19.99% Purchase
22.99% Cash Advance
Maximum Cash Advance$1,000
MyPicFree (first selected image)
$15 for each card image change
Minimum Credit Limit$500
Balance ProtectionYes
Minimum Income RequirementNone
Balance Account TransferYes
Foreign Account Transfer2.90%
Cash advance - ABM in Canada$5
Cash advance - ABM outside Canada$5
Cash advance - Non-ABM in Canada$5
Cash advance - Non-ABM outside Canada$7.50
Promotional balance transfer/cheque feeUp to 3%
Foreign Currency Cheque$7.50
Sales slip copy$5
Statement reprint$10
Cheque copy$10
Over the limit fee$25
Rush replacement card$29
Credit balance inactivity$25 or full credit balance, whichever is less

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