| Name | Value |
|---|---|
| Product Name | Gold My Rewards Mastercard® |
| Category Type | Credit cards |
| Promotion | Welcome Bonus: 10,000 points ($50 value) upon first purchase |
| Rewards (Base Earn) | 1.5 points for every dollar spent |
| Rewards (Accelerator) | 3 points per $1 spent on eligible purchases in essential categories, including: groceries, gas, digital streaming services and/or subscriptions and entertainment |
| Annual Fee | $0 |
| Additional Cards | Free |
| Interest Rates |
19.99% Purchase 22.99% Cash Advance |
| Maximum Cash Advance | $1,000 |
| MyPic |
Free (first selected image) $15 for each card image change |
| Minimum Credit Limit | $500 |
| Balance Protection | Yes |
| Minimum Income Requirement | None |
| Balance Account Transfer | Yes |
| Foreign Account Transfer | 2.90% |
| Cash advance - ABM in Canada | $5 |
| Cash advance - ABM outside Canada | $5 |
| Cash advance - Non-ABM in Canada | $5 |
| Cash advance - Non-ABM outside Canada | $7.50 |
| Promotional balance transfer/cheque fee | Up to 3% |
| Foreign Currency Cheque | $7.50 |
| Sales slip copy | $5 |
| Statement reprint | $10 |
| Cheque copy | $10 |
| Over the limit fee | $25 |
| NSF | $40 |
| Rush replacement card | $29 |
| Credit balance inactivity | $25 or full credit balance, whichever is less |
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