NameValue
Product NamePreferred Fixed-Rate Mastercard®
Category TypeCredit cards
PromotionPay 0% interest for six months when you switch to any new ATB Mastercard and transfer your balance from ant non-ATB credit card
Rewards (Base Earn)None
Rewards (Accelerator)N/A
Annual Fee$29
Additional CardsFree
Interest Rates10.90% purchase
10.90% cash advance
Maximum Cash Advance$1,000
MyPicFree (first selected image)
$15 for each card image change
Minimum Credit Limit$500
Balance ProtectionYes
Minimum Income RequirementNone
Balance Account TransferYes
Foreign Account Transfer2.90%
Cash advance - ABM in Canada$5
Cash advance - ABM outside Canada$5
Cash advance - Non-ABM in Canada$5
Cash advance - Non-ABM outside Canada$7.50
Promotional balance transfer/cheque feeUp to 3%
Foreign Currency Cheque$7.50
Sales slip copy$5
Statement reprint$10
Cheque copy$10
Over the limit fee$25
NSF$40
Rush replacement card$29
Credit balance inactivity$25 or full credit balance, whichever is less

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