Rates

Business Guaranteed Investment Certificate (GIC) Rates

Rates in this section are only available for Agriculture, Business and Commercial clients. In some cases, maximum balance limits apply. Please reach out to your Relationship Manager or Account Manager for current limits. 

Amplify Business GIC

Term Rates
0 - 29 days 0.00%
30 - 365 days 1.90%

Non-Redeemable Business GIC

Terms in years Paid monthly/quarterly Paid semi-annually Paid annually
1 year 2.550% 2.675% 2.800%
15 months 2.550% 2.675% 2.800%
18 months 2.550% 2.675% 2.800%
2 and under 3 years 2.600% 2.725% 2.850%
3 and under 4 years 2.600% 2.725% 2.850%
4 and under 5 years 2.650% 2.775% 2.900%
5 years and over 2.750% 2.875% 3.000%
Terms in days Rates
0 - 29 days 0.000%
30 - 59 days 1.450%
60 - 89 days 1.750%
90 - 119 days 2.100%
120 - 179 days 2.400%
180 - 269 days 2.500%
270 - 364 days 2.600%

Redeemable Business GIC: Term Deposits

Terms in days Rates
30 - 59 days 0.50%
60 - 89 days 0.50%
90 - 119 days 0.50%
120 - 179 days 0.50%
180 - 269 days 0.50%
270 - 364 days 0.50%

US Dollar Non-Redeemable Business GIC

Terms in years Rates
1 year 3.00%
2 year 3.00%
3 year 3.00%
4 year 3.00%
5 year 3.00%
Terms in days Rates
30 days 2.60%
60 days 2.60%
90 days 2.70%
120 days 2.70%
180 days 2.90%
270 days 2.90%

US Dollar Redeemable Business GIC

Terms in years Rates
1 and under 2 years 2.50%
2 and under 3 years 2.50%
3 and under 4 years 2.50%
4 and under 5 years 2.50%
5 years and over 2.50%
Terms in days Rates
30 - 59 days 2.00%
60 - 89 days 2.00%
90 - 119 days 2.00%
120 - 179 days 2.20%
180 - 269 days 2.20%
270 - 364 days 2.20%

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There are enough risks in business without risking your hard-earned money. Secure and grow your business with a GIC.