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Updating Your FATCA and CRS Tax Declaration

Foreign Account Tax Compliance Act (FATCA) and the Common Reporting Standard (CRS) tax residency update

ATB is required by global tax regulations (FATCA and CRS) to confirm the tax residency of our clients. Updating your declaration does not change your tax obligations, it’s a legal requirement that helps us remain compliant while protecting your privacy.

What to expect

You may be asked to update your information in one of three ways:

  1. An email from your Relationship Manager or Advisor, followed by a secure DocuSign message containing the declaration form.

    • The DocuSign email will come from DocuSign on our behalf, so the sender's address will always end in "@docusign.net". Watch out for fraudulent lookalikes such as atb@docusign-update.com or taxforms@atbdocusign5.net

  2. A request to complete the form in branch

  3. A letter requesting you to complete the form

Completing Your Declaration

Personal Self-Certification Form 

This form is for individual clients who hold personal accounts or sole proprietors and asks for the following information:

  • Your name, address, and date of birth

  • Your country (or countries) of tax residency

  • Your tax identification number(s) (TIN) for each country

Business Self-Certification Form

This form is for businesses, partnerships, trusts or similar legal arrangements and asks for the following information:

  • Legal name and address of the entity

  • Country (or countries) of tax residency for the entity

  • Tax identification number(s) (TIN) for each country

  • Information about controlling persons (if applicable)

For additional support, please see our guide: Completing the Business Self-Certification Form.

Why This Matters

  • It’s a legal requirement under Canadian and international tax reporting standards
  • Your information is shared only with the Canada Revenue Agency and relevant authorities, as required by law
  • ATB handles your information with the same high privacy and security standards we apply to all client data

Support

Your Relationship Manager, Advisor or other ATB team members can explain the process and help ensure your form is completed properly. However, they cannot provide tax advice. If you’re unsure about your tax residency or have detailed tax questions, please contact a qualified tax professional.

For general support, please visit an ATB Branch. If you require accessibility accommodations, we’ll work with you to ensure the process is clear and manageable.

Frequently Asked Questions

Yes, FATCA and CRS are mandatory global reporting standards, and ATB must collect this information from clients.  

It's very important that the correct person completes the form to ensure it's legally valid. The authorized individual depends on the type of account.

Personal Accounts:

  • Individual Account: You are authorized to sign if you are the account holder.
  • Joint Account: Each person named on the account must complete and sign their own separate certification. You cannot sign on behalf of another joint account holder.
  • Account for a Minor: The parent or legal guardian must sign on the minor's behalf.

Business Accounts:

The form must be signed by a "controlling person" , an individual with the legal authority to act on behalf of the business or entity. Examples include:

  • Corporation: A senior officer (e.g., President, CEO, CFO) or a director.
  • Partnership: A partner who is authorized to sign for the partnership.
  • Trust: The trustee of the trust.

If you’re unsure about your tax residency or have detailed tax questions, please contact a qualified tax professional for guidance.

Yes, your information is encrypted, securely transmitted, and protected under ATB’s strict privacy and security practices.

Once submitted, our team will review your form to ensure it is complete. We will only contact you if any information is missing or requires correction. If you do not hear from us, your declaration has been successfully updated and no further action is needed.

Your Access Code/PIN is the last four digits of the primary phone number you have on file with ATB. 

Minors who have online banking access and can complete the FATCA CRS self-certification form may do so. If not, a parent or guardian must complete the form on the minor's behalf.