NameValue
Product NameResidential Mortgage
Category TypeCompare Mortgages
Terms and interest rate6 months to 7 years, closed and variable rate options
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Max amortizationUp to 30 years1 for high ratio and 25 years for conventional mortgages
Rate guarantee120 days
Minimum downpaymentHigh ratio mortgages2: 5-20%
Conventional mortgages: >20%
Payment optionsChoose from monthly, semi-monthly, bi-weekly or weekly payments
Prepayment optionsPay down your mortgage faster: Make lump sum payments of up to 20% of the original mortgage amoutn per year at any time and increase regular payments by up to 20% per year at anytime
Ability to skip paymentsYes
RefinanceYes
Early renewalUp to 120 days

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