Product NameWorld Elite Mastercard®
Category TypeCredit cards
PromotionWelcome bonus: 40,000 points ($200 vaue) upon first purchase + year 1 fee waived
Rewards (Base Earn)2 points per dollar spent
Rewards (Accelerator)8 points per $1 spent on eligible purchases made at select travel merchants, including: airlines, hotels, motels, and car rental companies

6 points per $1 spent in essential catagories, including: groceries, gas, digital streaming services and/or subscriptions, and entertainment
Annual Fee$0 first year; $120 subsequent years
Fee waived with ATB Advantage Account
Additional Cards$35 annual fee
Interest Rates20.99% purchase
22.99% cash advance
Maximum Cash Advance$1,000
Minimum Credit Limit$5,000
Balance ProtectionYes
Minimum Income RequirementMinimum $80,000 (individual) or $150,000 (household) annual income required
Balance Account TransferYes
Foreign Account Transfer2.90%
Cash advance - ABM in Canada$5
Cash advance - ABM outside Canada$5
Cash advance - Non-ABM in Canada$5
Cash advance - Non-ABM outside Canada$7.50
Promotional balance transfer/cheque feeUp to 3%
Foreign Currency Cheque$7.50
Sales slip copy$5
Statement reprint$10
Cheque copy$10
Over the limit fee$25
Rush replacement card$29
Credit balance inactivity$25 or full credit balance, whichever is less

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