| Name | Value |
|---|---|
| Product Name | World Elite Mastercard® |
| Category Type | Credit cards |
| Promotion | Welcome bonus: 40,000 points ($200 vaue) upon first purchase + year 1 fee waived |
| Rewards (Base Earn) | 2 points per dollar spent |
| Rewards (Accelerator) | 8 points per $1 spent on eligible purchases made at select travel merchants, including: airlines, hotels, motels, and car rental companies 6 points per $1 spent in essential catagories, including: groceries, gas, digital streaming services and/or subscriptions, and entertainment |
| Annual Fee | $0 first year; $120 subsequent years Fee waived with ATB Advantage Account |
| Additional Cards | $35 annual fee |
| Interest Rates | 20.99% purchase 22.99% cash advance |
| Maximum Cash Advance | $1,000 |
| MyPic | N/A |
| Minimum Credit Limit | $5,000 |
| Balance Protection | Yes |
| Minimum Income Requirement | Minimum $80,000 (individual) or $150,000 (household) annual income required |
| Balance Account Transfer | Yes |
| Foreign Account Transfer | 2.90% |
| Cash advance - ABM in Canada | $5 |
| Cash advance - ABM outside Canada | $5 |
| Cash advance - Non-ABM in Canada | $5 |
| Cash advance - Non-ABM outside Canada | $7.50 |
| Promotional balance transfer/cheque fee | Up to 3% |
| Foreign Currency Cheque | $7.50 |
| Sales slip copy | $5 |
| Statement reprint | $10 |
| Cheque copy | $10 |
| Over the limit fee | $25 |
| NSF | $40 |
| Rush replacement card | $29 |
| Credit balance inactivity | $25 or full credit balance, whichever is less |
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