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Non-Redeemable GIC Interest Rates

View the current interest rates for ATB non-redeemable GICs by either shorter term agreements of 30 to 364 days or longer 1 to 5+ year terms.*

* Terms greater than 1 year may choose to have the interest paid or compounded annually.​​
​​​​​
 

 Terms in Years

 
Expand/Collapse 1 and under 2 years 1 and under 2 years
Details Rates
Interest Payable monthly/quarterly 1.850%
Interest Payable semi-annually 1.975%
Interest Payable annually 2.10%
Expand/Collapse 2 and under 3 years 2 and under 3 years
Details Rates
Interest Payable monthly/quarterly 2.520%
Interest Payable semi-annually 2.645%
Interest Payable annually 2.770%
Expand/Collapse 3 and under 4 years 3 and under 4 years
Details Rates
Interest Payable monthly/quarterly 2.780%
Interest Payable semi-annually 2.905%
Interest Payable annually 3.030%
Expand/Collapse 4 and under 5 years 4 and under 5 years
Details Rates
Interest Payable monthly/quarterly 2.500%
Interest Payable semi-annually 2.625%
Interest Payable annually 2.75%
Expand/Collapse 5 years and over 5 years and over
Details Rates
Interest Payable monthly/quarterly 2.550%
Interest Payable semi-annually 2.675%
Interest Payable annually 2.80%
 

 Terms in Days

 
Details Rates
30–59 days 0.20%
60–89 days 0.51%
90–119 days 0.71%
120–179 days 0.76%
180–269 days 0.91%
270–364 days 0.97%

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