Rates
Registered Investment Rates
RRSP interest rates
All current ATB RRSP interest rates for Deposit Accounts, Fixed Rate Redeemable, Non-Redeemable Term Accounts and the Springboard GIC.
Retirement Savings Builder Account
| Dollar amount | Rates |
|---|---|
| All balances | 0.20% |
Retirement Savings Daily Interest Account (DI Series)
| Dollar amount | Rates |
|---|---|
| All balances | 0.20% |
Fixed rate non-redeemable short term accounts (ST series)
| Days | Rates |
|---|---|
| 30 - 59 days | 2.00% |
| 60 - 89 days | 2.00% |
| 90 - 119 days | 2.25% |
| 120 - 149 days | 2.25% |
| 150 - 179 days | 2.25% |
| 180 - 269 days | 2.50% |
| 270 - 364 days | 2.50% |
Fixed rate non-redeemable term accounts (NR series)
| Compounded annually | Rates |
|---|---|
| 1 year | 3.200% |
| 15 month | 3.700% |
| 2 year | 3.400% |
| 30 month | 3.400% |
| 3 year | 3.400% |
| 4 year | 3.500% |
| 5 year | 3.600% |
| Paid semi-annually | Rates |
|---|---|
| 1 year | 2.950% |
| 15 month | 3.450% |
| 2 year | 3.150% |
| 30 month | 3.150% |
| 3 year | 3.150% |
| 4 year | 3.250% |
| 5 year | 3.350% |
Fixed rate redeemable term accounts (RE series)
| Compounded annually | Rates |
|---|---|
| 1 year | 2.00% |
| 15 month | 2.00% |
| 2 year | 2.00% |
| 30 month | 2.00% |
| 3 year | 2.00% |
| 4 year | 2.00% |
| 5 year | 2.00% |
| Paid semi-annually | Rates |
|---|---|
| 1 year | 1.985% |
| 15 month | 1.985% |
| 2 year | 1.985% |
| 30 month | 1.985% |
| 3 year | 1.985% |
| 4 year | 1.985% |
| 5 year | 1.985% |
Springboard GIC: 3 Year
| Year | Rates |
|---|---|
| Year 1 | 2.800% |
| Year 2 | 2.900% |
| Year 3 | 3.000% |
| Blended interest rate | 2.900% |
Springboard GIC: 5 Year
| Year | Rates |
|---|---|
| Year 1 | 2.800% |
| Year 2 | 2.850% |
| Year 3 | 2.950% |
| Year 4 | 3.000% |
| Year 5 | 3.050% |
| Blended interest rate | 2.930% |
TFSA interest rates
All the Tax Free Savings Account interest rates for the ATB Tax-Free Saver Account, the Non-Redeemable TFSA and the Redeemable Springboard TFSA GICs.
Tax-Free Saver Account
| Dollar amount | Rates |
|---|---|
| $0.00 - $4,999 | 0.50% |
| $5,000 - $99,999 | 0.50% |
| $100,000 and over | 0.50% |
Non-redeemable GIC
| Term | Rates |
|---|---|
| 1 year | 3.200% |
| 15 month | 3.700% |
| 2 year | 3.400% |
| 3 year | 3.400% |
| 4 year | 3.500% |
| 5 year | 3.600% |
Redeemable 1 year cashable TFSA GIC
| Term | Rates |
|---|---|
| Full term - Redeemable anytime | 2.60% |
| Early redemption (90 days or greater) | 1.60% |
| Early redemption (30 - 89 days) | 0.60% |
| Early redemption (0 - 29 days) | 0.00% |
Redeemable 3 year Springboard GIC
| Year | Rates |
|---|---|
| Year 1 | 2.800% |
| Year 2 | 2.900% |
| Year 3 | 3.000% |
| Blended interest rate | 2.900% |
Redeemable 5 year Springboard GIC
| Year | Rates |
|---|---|
| Year 1 | 2.800% |
| Year 2 | 2.850% |
| Year 3 | 2.950% |
| Year 4 | 3.000% |
| Year 5 | 3.050% |
| Blended interest rate | 2.930% |
FHSA interest rates
Current interest rates for all of the First Home Savings Accounts.
First Home Savings Account Daily Interest Account
| Dollar amount | Rates |
|---|---|
| $0 - $4,999.99 | 0.80% |
| $5,000 - $24,999.99 | 0.80% |
| $25,000 and above | 0.80% |
First Home Savings Account GIC
| Term | Rates |
|---|---|
| 1 year | 2.000% |
| 15 month | 2.000% |
| 18 month | 2.000% |
| 2 year | 2.000% |
| 3 year | 2.000% |
| 4 year | 2.000% |
| 5 year | 2.000% |
RRIF interest rates
All current ATB RRIF interest rates for Fixed Rate Non-Redeemable Accounts, Fixed Rate Redeemable Term Accounts, Cashable Accounts and general variable rate daily interest.
Cashable accounts (CS series)
| Term | Rates |
|---|---|
| 1 year | 3.200% |
| 2 year | 3.400% |
| 3 year | 3.400% |
| 4 year | 3.500% |
| 5 year | 3.600% |
Fixed rate redeemable term accounts (RE series)
| Term | Rates |
|---|---|
| 1 year | 1.985% |
| 15 month | 1.985% |
| 2 year | 1.985% |
| 30 month | 1.985% |
| 3 year | 1.985% |
| 4 year | 1.985% |
| 5 year | 1.985% |
Fixed rate non-redeemable term accounts (NR series)
| Term | Rates |
|---|---|
| 1 year | 2.950% |
| 15 month | 3.450% |
| 2 year | 3.150% |
| 30 month | 3.150% |
| 3 year | 3.150% |
| 4 year | 3.250% |
| 5 year | 3.350% |
Fixed rate non-redeemable short term accounts (ST series)
| Term | Rates |
|---|---|
| 30 - 59 days | 2.00% |
| 60 - 89 days | 2.00% |
| 90 - 119 days | 2.25% |
| 120 - 149 days | 2.25% |
| 150 - 179 days | 2.25% |
| 180 - 269 days | 2.50% |
| 270 - 364 days | 2.50% |
Variable rate daily interest
| Dollar amount | Rates |
|---|---|
| $0 - $1,000 | 0.20% |
| $1,000 - $5,000 | 0.20% |
| $5,000 - $10,000 | 0.20% |
| $10,000 - $250,000 | 0.20% |
| $250,000 and over | 0.20% |
RESP interest rates
All current ATB RESP interest rates for the Deposit Account, the Fixed Rate Non-Redeemable Term Account and the 3 or 5 year term Springboard RESP.
3 year Springboard RESP (SB series)
| Year | Rates |
|---|---|
| Year 1 | 2.800% |
| Year 2 | 2.900% |
| Year 3 | 3.000% |
| Blended interest rate | 2.900% |
5 year Springboard RESP (SB series)
| Year | Rates |
|---|---|
| Year 1 | 2.800% |
| Year 2 | 2.850% |
| Year 3 | 2.950% |
| Year 4 | 3.000% |
| Year 5 | 3.050% |
| Blended interest rate | 2.930% |
Fixed rate non-redeemable term accounts (NR series)
| Term | Rates |
|---|---|
| 1 year | 3.200% |
| 2 year | 3.400% |
| 3 year | 3.400% |
| 4 year | 3.500% |
| 5 year | 3.600% |
Deposit Account
| Details | Rates |
|---|---|
| Daily Interest Savings Accounts (DI series) | 0.20% |
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Rates are subject to change at any time. All rates displayed are based on annual percentage rates (APR) unless otherwise stated.
Rates are subject to change without notice.
Rates are subject to change without notice.