Rates

Registered Investment Rates

RRSP interest rates

All current ATB RRSP interest rates for Deposit Accounts, Fixed Rate Redeemable, Non-Redeemable Term Accounts and the Springboard GIC.

Retirement Savings Builder Account (MM Series)

Dollar amount Rates
$0.00 - $4,999 1.00%
$5,000 - $24,999 1.00%
$25,000+ 1.00%
Variable rate daily interest (DI Series) 0.25%

Fixed rate non-redeemable short term accounts (ST series)

Days Rates
30 - 59 days 0.20%
60 - 89 days 0.51%
90 - 119 days 0.71%
120 - 149 days 0.76%
150 - 179 days 0.76%
180 - 269 days 0.91%
270 - 364 days 0.97%

Fixed rate non-redeemable term accounts (NR series)

Compounded annually Rates
12 and under 15 months 1.95%
15 and under 24 months 1.90%
24 and under 30 months 1.70%
30 and under 36 months 2.25%
36 and under 48 months 1.80%
48 and under 60 months 1.90%
60 months 2.00%
Paid semi-annually Rates
12 months 1.70%
15 months 1.65%
24 months 1.45%
30 months 2.00%
36 months 1.55%
48 months 1.65%
60 months 1.75%

Fixed rate redeemable term accounts (RE series)

Compounded annually Rates
12 and under 15 months 0.35%
15 and under 24 months 0.35%
24 and under 30 months 0.35%
30 and under 36 months 0.35%
36 and under 48 months 0.35%
48 and under 60 months 0.35%
60 months 0.35%
Paid semi-annually Rates
12 months 0.10%
15 months 0.10%
24 months 0.10%
30 months 0.10%
36 months 0.10%
48 months 0.10%
60 months 0.10%

Springboard GIC: 3 Year

Year Rates
Year 1 2.00%
Year 2 2.02%
Year 3 2.04%
Blended interest rate 2.02%

Springboard GIC: 5 Year

Year Rates
Year 1 2.00%
Year 2 2.02%
Year 3 2.04%
Year 4 2.06%
Year 5 2.10%
Blended interest rate 2.04%

TFSA interest rates

All the Tax Free Savings Account interest rates for the ATB Tax-Free Saver Account, the Non-Redeemable TFSA and the Redeemable Springboard TFSA GICs.

Tax-Free Saver Account

Dollar amount Rates
$0.00 - $4,999 1.00%
$5,000 - $99,999 1.00%
$100,000 and over 1.00%

Non-redeemable

Term Rates
1 year 1.95%
15 month 1.90%
2 year 1.70%
3 year 1.80%
4 year 1.90%
5 year 2.00%

Redeemable 1 year cashable TFSA GIC

Term Rates
Full term - Redeemable anytime 0.50%
Early redemption (90 days or greater) 0.50%
Early redemption (30 - 89 days) 0.50%
Early redemption 0 - 29 days) 0.00%

Redeemable 3 year Springboard GIC

Year Rates
Year 1 2.00%
Year 2 2.02%
Year 3 2.04%
Blended interest rate 2.02%

Redeemable 5 year Springboard GIC

Year Rates
Year 1 2.00%
Year 2 2.02%
Year 3 2.04%
Year 4 2.06%
Year 5 2.10%
Blended interest rate 2.04%

RRIF interest rates

All current ATB RRIF interest rates for Fixed Rate Non-Redeemable Accounts, Fixed Rate Redeemable Term Accounts, Cashable Accounts and general variable rate daily interest.

Cashable accounts (CS series)

Term Rates
12 months 1.95%
24 months 1.70%
36 months 2.10%
48 months 1.90%
60 months 2.00%

Fixed rate redeemable term accounts (RE series)

Term Rates
12 months 0.10%
15 months 0.10%
24 months 0.10%
30 months 0.10%
36 months 0.10%
48 months 0.10%
60 months 0.10%

Fixed rate non-redeemable term accounts (NR series)

Term Rates
12 months 1.70%
15 months 1.65%
24 months 1.45%
30 months 2.00%
36 months 1.55%
48 months 1.65%
60 months 1.95%

Fixed rate non-redeemable short term accounts (ST series)

Term Rates
30 - 59 days 0.20%
60 - 89 days 0.51%
90 - 119 days 0.71%
120 - 149 days 0.76%
150 - 179 days 0.76%
180 - 269 days 0.91%
270 - 364 days 0.97%

Variable rate daily interest

Dollar amount Rates
$0 - $1,000 0.10%
$1,000 - $5,000 0.15%
$5,000 - $10,000 0.25%
$10,000 - $250,000 0.25%
$250,000 and over 0.40%

RESP interest rates

All current ATB RESP interest rates for the Deposit Account, the Fixed Rate Non-Redeemable Term Account and the 3 or 5 year term Springboard RESP.

3 year Springboard RESP (SB series)

Year Rates
Year 1 2.00%
Year 2 2.02%
Year 3 2.04%
Blended interest rate 2.02%

5 year Springboard RESP (SB series)

Year Rates
Year 1 2.00%
Year 2 2.02%
Year 3 2.04%
Year 4 2.06%
Year 5 2.10%
Blended interest rate 2.04%

Fixed rate non-redeemable term accounts (NR series)

Term Rates
12 and under 24 months 1.95%
24 and under 36 months 1.70%
36 and under 48 months 1.80%
48 and under 60 months 1.90%
60 months 2.00%

Deposit Account

Details Rates
Daily Interest Savings Accounts (DI series) 1.00%

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