How to deposit cheques on ATB Personal

Learn how to quickly and easily deposit CAD cheques using your smartphone's camera on the ATB Personal banking app instead of visiting a branch or ABM.

Mobile Cheque Deposit is a secure and convenient way to electronically deposit (CAD) cheques, any time, right from your phone. Cheque deposits may be held for up to 5 business days, after which you can safely destroy your cheque.

  1. Log in to your ATB Personal app.
  2. From the Overview screen, tap Move money in the primary navigation.
    1. Or tap the Deposit quick link under any deposit account.
  3. From the Move money menu, tap Deposit a cheque.
  4. You’ll be presented with an introductory screen; read the instructions and tap Continue.
  5. On the Deposit a Cheque screen, select the account you want the balance of the cheque to be deposited To.
  6. Enter the Amount of the cheque.
  7. Take a picture of the Front of cheque:
    1. Tap Tap to take photo.
    2. If not allowed previously, you’ll be prompted for Camera access permission by your mobile operating system.
    3. Center your cheque in the image box; once centered, the app will take the photo automatically.
    4. If the automatic capture doesn’t result in a useable image, you can choose to take the photo manually.
  8. Take a picture of the Back of cheque following the same instructions in step 7.
  9. Once you have clear images for both photos, tap Continue.
  10. Review and verify the details of your cheque deposit, then tap Deposit to complete the deposit.
  11. You will then be shown a confirmation screen, which means you're all done!
    1. Please hold on to the cheque for 5 business days to ensure it is processed properly.
  12. If you’re looking to set up direct debits (i.e. pre-authorized payments), you can use the Payroll, Direct Deposit or Direct Debit form


Learn more about the ATB Personal app

Need help?

Our Client Care team will be happy to assist.