You’ve worked hard to build your earnings—make them earn for you.
For the wise businessperson
A Business Savings Account is for you if you've planned your cash flow wisely and have a little extra cash in your business.
Earn from your earnings
Why not earn some interest on your extra earnings and offset your other bank account fees?
Pay only for use
Enjoy no monthly fees, just pay for the transactions you need.
Key product details
|Interest earned|| $0 - $24,999: 3.20%1
$25,000 & over: 3.25%1
|Monthly fee, Statement||$0|
|In-branch bill payments, credits & debits||$1.25 each|
|Electronic bill payments, credits & debits||$1.00 each|
|Additional telephone inquiries & transfers||$0.60 each|
|Sending an Interac e-Transfer®||$1.50 fee to send + $1.25 debit fee|
|Receiving an Interac e-Transfer®||$0.00 fee to receive + $1.25 electronic credit fee|
Frequently Asked Questions
If you have less than $100,000 in savings, the Business Savings Account has better optimized rates to fit your needs.
If you have more than $100,000 in savings and appreciate the liquidity of a savings account, the T-Bill Savings Account provides better earned interest rates.
If you're okay with not having access to your funds for 6 months or more, you may want to consider investing some of your savings into a GIC. We can help with that, too.
The interest rate varies for each tier as it relates to the daily or monthly closing balance of the account.
For example: If the account holds a balance of $30,000, in a Business Savings Account, the account would receive:
- 3.20% interest for the first $24,999 (as the pricing for $0 to $24,999 is 3.20%)
- 3.25% interest for the remaining $5,001 (as the pricing for $25,000 and over is 3.25%)
Ready to get started?
Let's make your hard-earned money work for you with an ATB Business Savings Account.
Find the right savings account for your business.
Rates are indicative, subject to change without notice and should be confirmed with your ATB expert.
Related documents: Business Banking Account Agreement, Additional Services and Associated Charges
INTERAC e-Transfer is a registered trademark of Interac Corp. Used under license.
Additional fees may apply for other in-branch or cheque-based transactions. Check current fees.
This product is for Business & Agriculture clients only.
Community Spirit accounts are excluded from cash and coin fees. US chequing and US savings account charges will be in USD.