Savings Accounts

T-Bill Savings Account

Keep the cash flowing—and earn interest while you're at it.

Watch your balance grow

​Have a large cash balance as a result of your wise business choices? Then the T-Bill Savings Account is the right fit for you.

A high-interest, flexible account

​Reap the rewards of your business savvy with a premium earned interest rate and enjoy unlimited access to your money.

It's a win-win scenario

​A business account with premium earned interest and no monthly fee.

Key product details

Interest earned $0 to $100,000: 2.20%
$100,001 to $250,000: 2.25%
$250,001 to $500,000: 2.30%
$500,001 to $1,000,000: 2.40%
Over $1,000,001: 2.45%1
Monthly fee $0
Deposits, In-branch & electronic credits, Phone inquiries & transfers Learn more
In-branch & electronic debits, Electronic bill payments $5 each
In-branch bill payment $1.25 + $5.00 debit fee
Interac e-Transfer® (send) $1.50 + $5.00 debit fee
Free to receive

Frequently Asked Questions

Additional fees may apply for other in-branch or cheque-based transactions. 

If you have less than $100,000 in savings, the Business Savings Account has better optimized rates to fit your needs. 

If you have more than $100,000 in savings and appreciate the liquidity of a savings account, the T-Bill Savings Account provides better earned interest rates. 

If you're okay with not having access to your funds for six months or more, you may want to consider investing some of your savings into a GIC. We can help with that, too.

The interest rate applied varies for each tier of the daily or monthly, as applicable, closing balance of the account --the tiers being the portion of the balance below $100,000, then below $250,000, then below $500,000, then below $1 million, and finally anything over $1 million. For example, a balance of $300,000 in a T-Bill Savings Account would receive an interest rate of 0.25% on the first $100,000 and an interest rate of 0.30% on the next $150,000 and 0.45% on the on the remaining $50,000.

Ready to get started?

Your business know-how has paid off, giving you a large cash balance. Reap the rewards for your smarts with
the T-Bill Savings Account.

Find the right savings account for your business.

Need help?

Our Client Care team will be happy to assist.

Chat now
ATB Virtual Assistant
The ATB Virtual Assistant doesn't support landscape mode. Please tilt your device vertically to portrait mode.