Savings Accounts

T-Bill Savings Account

Keep the cash flowing—and earn interest while you're at it.

Watch your balance grow

​Have a large cash balance as a result of your wise business choices? Then the T-Bill Savings Account is the right fit for you.

A high-interest, flexible account

​Reap the rewards of your business savvy with a premium earned interest rate and enjoy unlimited access to your money.

It's a win-win scenario

​A business account with premium earned interest and no monthly fee.

Key product details

Interest earned $0 to $100,000: 2.75%
$100,001 to $250,000: 2.80%
$250,001 to $500,000: 2.85%
$500,001 to $1,000,000: 3.05%
Over $1,000,001 3.35%1
Monthly fee $0
Deposits, In-branch & electronic credits, Phone inquiries & transfers Learn more
In-branch & electronic debits, Electronic bill payments $5 each
In-branch bill payment $1.25 + $5.00 debit fee
Sending an Interac e-Transfer® $1.50 fee to send + $5.00 debit fee
Receiving an Interac e-Transfer® $0.00 fee to receive + $1.00 electronic credit fee

Frequently Asked Questions

Additional fees may apply for other in-branch or cheque-based transactions. 

If you have less than $100,000 in savings, the Business Savings Account has better optimized rates to fit your needs. 

If you have more than $100,000 in savings and appreciate the liquidity of a savings account, the T-Bill Savings Account provides better earned interest rates. 

If you're okay with not having access to your funds for six months or more, you may want to consider investing some of your savings into a GIC. We can help with that, too.

The interest rate varies for each tier as it relates to the daily or monthly closing balance of the account.

For example: If the account holds a balance of $300,000, in a T-Bill Savings Account, the account would receive:

  • 2.75% interest for the first $100,000 (as the pricing for $0 to $100,000 is 2.75%)
  • 2.80% interest for the next $150,000 (as the pricing for $100,001 to $250,000 is 2.80%)
  • 2.85% interest for the last $50,000 (as the pricing for $250,001 to $500,000 is 2.85%)

Ready to get started?

Your business know-how has paid off, giving you a large cash balance. Reap the rewards for your smarts with
the T-Bill Savings Account.

Find the right savings account for your business.

Need help?

Our Business Support team will be happy to assist.

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