Business Growth Plus Savings Account
Formerly known as the T-Bill Savings Account
Keep the cash flowing—and earn interest while you're at it.
Watch your balance grow
Have a large cash balance as a result of your wise business choices? Then the Business Growth Plus Savings Account is the right fit for you.
A high-interest, flexible account
Reap the rewards of your business savvy with a premium earned interest rate and enjoy unlimited access to your money.
It's a win-win scenario
A business account with premium earned interest and no monthly fee.
Key product details
| Monthly fee | $0 |
| Interest earned |
$0 to $100,000: 2.15% $100,001 to $250,000: 2.20% $250,001 to $500,000: 2.25% $500,001 to $1,000,000: 2.50% Over $1,000,001 2.80%1 |
| In-branch & electronic debits, Electronic bill payments | $5 each |
| In-branch bill payment | $1.25 + $5.00 debit fee |
| Sending an Interac e-Transfer® | $1.50 fee to send + $5.00 debit fee |
| Receiving an Interac e-Transfer® | $0.00 fee to receive + $1.00 electronic credit fee |
| Deposits, In-branch & electronic credits, Phone inquiries & transfers | Learn more |
Frequently Asked Questions
Additional fees may apply for other in-branch or cheque-based transactions.
If you have less than $100,000 in savings, the Business Savings Account has better optimized rates to fit your needs.
If you have more than $100,000 in savings and appreciate the liquidity of a savings account, the Business Growth Plus Savings Account provides better earned interest rates.
If you're okay with not having access to your funds for six months or more, you may want to consider investing some of your savings into a GIC. We can help with that, too.
The interest rate varies for each tier as it relates to the daily or monthly closing balance of the account.
For example: If the account holds a balance of $300,000, and for illustrated purposes only - assume the rates are as shown below, in a ATB Business Growth Plus Savings Account, the account would receive:
- 2.75% interest for the first $100,000 (as the pricing for $0 to $100,000 is 2.75%)
- 2.80% interest for the next $150,000 (as the pricing for $100,001 to $250,000 is 2.80%)
- 2.85% interest for the last $50,000 (as the pricing for $250,001 to $500,000 is 2.85%)
Ready to get started?
Your business know-how has paid off, giving you a large cash balance. Reap the rewards for your smarts with the Business Growth Plus savings account.
Find the right savings account for your business.
Premium earned interest rate
Business Growth Plus Savings Account
Put your business balance to work for you earning interest and still have access to your money.
Get matching government funds
AgriInvest Savings Account
This government program will match annual eligible net contributions to your savings account up to a maximum of $10,000 per year.
Rates are indicative, subject to change without advance notice and should be confirmed with your ATB expert.
Related documents: Business Banking Account Agreement, Additional Services and Associated Charges
INTERAC e-Transfer is a registered Trademark of Interac Corp. Used under license.
Additional fees may apply for other in-branch or cheque-based transactions. Check current fees.
This product is for Business & Agriculture clients only.
Community Spirit accounts are excluded from cash and coin fees. US chequing and US savings account charges will be in USD.