Agricultural Equipment Conditional Sales Contracts & Leasing
All hustle, no hassle.
Get equipment faster
Fast, simple equipment financing—so you can spend more time out in the field and less time doing paperwork. Simply apply through any of 300 plus participating dealerships.
Enjoy flexible repayment terms
Choose a payment schedule that works best for you. For leases, the first payment is due on delivery but you can use equity from a trade if preferred.
You’re in good hands
Our experts understand agriculture and the financing and leasing options that'll work best for you.
Key product details
| Interest Rate | Varies with equipment details and term |
| Amortization | Up to 15 years1 |
| Amount | Up to 100% financing |
| Repayment | Flexible terms - monthly, quarterly, semi-annually or annually |
For more information on ATB’s Agriculture Loan Payment Deferral program, please contact your relationship manager.
Frequently Asked Questions
We finance the following items:
- Any new or used agricultural equipment
- Farm trucks one ton and greater
- Grain bins, grain handling equipment, buildings and structures
You can lease the following items:
- Any new or used agricultural equipment
- Farm trucks one ton and greater
- Grain bins, grain handling equipment, buildings and structures
Keep in mind that the lease can cover 100% of the equipment’s value, including taxes, insurance and warranty.
For a Conditional Sales Contract, the down payment may be the equity of a trade in or a cash down payment. For an amortization period of 10 years or less, the down payment requirement is only 10%, for long amortizations it is 20%. Upon approval of credit, the first $100,000 may be 100% financed. For leasing, 100% of the equipment may be financed, with the first payment made upon delivery of the equipment.
Connect with an expert.
Our Equipment Financing options make it easy to get the equipment you need. Ask about our Conditional Sales & Leasing program today.
Find the right loan for your agriculture business.
Agricultural equipment
Air seeders and equipment listed in the Iron Solutions Official Guide: maximum amortization of 15 years. The equipment’s age plus amortization period cannot exceed 15 years.
Equipment not listed in the Iron Solutions Official Guide: maximum amortization of 10 years. The equipment’s age plus amortization period cannot exceed 10 years.
Farm trucks, one ton or greater
Maximum amortization of 10 years. The vehicle’s age plus amortization period cannot exceed 10 years.
Leases
Maximum of 10 years. The equipment age plus amortization period cannot exceed 10 years.
Related documents: Business/Agriculture Account Agreement, Additional Services and Associated Charges