Borrowing

​Agriculture Loans

We know agriculture—our team of experts ranch and farm themselves. Discover a full suite of financing solutions and sector expertise built for Alberta ag.

How agriculture borrowing solutions can work for you.

Made for Alberta’s farmers

Flexible and personalized financing for everything from operating costs for inputs, supplies, seed and feed, to land buying and financing that equipment you needed yesterday.

Cover all your financial needs in one call

All of your business banking needs, one financial institution. Your relationship manager is just a call away to partner with you for your business banking, investing and beyond.

Sophistication and sector expertise

From crop to dairy to beef production, tap into the trusted knowledge of our experts who understand your business and your sector-specific agricultural needs.

Ag Flex Line

Introducing ATB Ag Flex Line - flexibility in borrowing to meet your agri-business operating and capital purchase needs.

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Find the right financing solution for your ag business.

Ag Operating Loan

Manage cash flow through daily and seasonal fluctuations with this flexible loan. 

Farmland Financing  

Purchase farmland, finance equipment and pay for feed and seed with this non-readvancing loan.

Agriculture Term Loans

 Get money with the terms and timing that work for your farm.

Agri-Plan Equity Line of Credit 

Leverage the equity in your land to access the cash you need to grow. 

Ag Evergreen Financing

Seize the opportunity to expand with approved financing you can access through multiple loans. 

Ag Equipment Financing & Leasing

Get the right financing and leasing solutions to meet your equipment needs.

4-H Loan Program

4-H club members get a head start with low-risk credit for select projects.

Business & Ag Loan Calculator

Explore various loan scenarios so you can take your next step with confidence.

Try Calculator

Here to help you grow

Whether you’ve chosen us as your partner or not, we'd love to learn about your farm and how we can help it grow.

Frequently Asked Questions

With a loan, you receive the whole loan as a lump sum when you're approved and start paying interest immediately on the full amount. You'll have a fixed schedule of payments that will reduce until the loan is paid off.

A line of credit is similar to a credit card in that it's a flexible borrowing solution. A borrowing limit is given to you, and funds can be borrowed again later after the money's repaid. You don't start making payments until you use your line. There are sometimes non-revolving lines of credit, but most don't have an end date.