How to send money to Canadian people and businesses by INTERAC e-Transfer® on ATB Online

Learn how to add recipients and send money quickly and securely by INTERAC e-Transfer on ATB Online to a person or business in Canada.

  1. Log in to ATB Online
  2. You must create your profile to use Interac e-transfer
    1. If you have already registered, skip to step 4
  3. If you need to register:
    1. From the Accounts screen, click Interac e-Transfer® in
      the primary navigation
    2. From the Send Money screen, click My Profile in the secondary navigation
    3. Enter your Name and Email Address
    4. Click Next
    5. Verify your information and click Submit
  4. From the Accounts screen, click Interac e-Transfer® in the primary navigation
  5. On the Send Money screen, from the Choose recipient... drop-down menu, select the person you wish to send money to
    1. Skip to step 7
  6. If you need to add a recipient: 
    1. Click the Create New Recipient link; alternatively, click Manage Recipients in the secondary navigation
    2. On the Add Recipient screen, enter the intended recipient’s Name and Email Address (Confirm)
    3. Enter a Security Question - Your recipient will need to answer this in order to accept funds by Interac e-Transfer. Helpful hint: create an effective question no more than 40 characters long that cannot be guessed, and that only you and the recipient can answer correctly. Do not communicate the answer to your recipient by text message, chat or email.
    4. Enter the Answer (single word, maximum 40 characters) and Confirm Answer by entering it a second time
    5. Click Next
    6. Verify the information and click Submit
    7. From the Confirmation screen, click Continue
    8. If you’ve enrolled in enhanced security, you may be challenged to
      verify your identity
  7. From the Choose account... dropdown menu, select the account from which you wish to send money
  8. Enter the Amount of money you wish to send; currently there is a daily maximum of $5,000 that can be sent through Interac e-Transfer
  9. If you wish, enter a Message (400 characters max, letters, numbers and spaces only) for the recipient; this message should not include the security answer
  10. You’ll be shown the profile information your recipient will see; you can edit this information if desired by clicking the appropriate link to the right
  11. Click Next
  12. Review all information for accuracy and click Submit to complete the transfer

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Step 3


Steps 4, 5, 7 - 11


Step 6


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