How to send money within Canada by INTERAC e-Transfer® on ATB Personal
Learn how to send money to a person or business with a Canadian bank account quickly and securely with INTERAC e-Transfer using the ATB Personal banking website.
You can transfer money by Interac e-Transfer to anyone with a Canadian bank account. All you need is their email address—no cash or cheque required. It's a simple, secure and almost-instant way to send money in ATB Personal.
- Log in to ATB Personal.
- To use Interac e-transfer features, you’ll need to create a profile.
- You’ll be prompted to do this if you try to make an Interac e-Transfer action without one.
- If you already have a profile, skip to step 4.
- To create an Interac profile:
- From the Overview screen, click your name at the far right of the primary navigation to access the profile menu.
- From the profile menu, click Profile & Settings.
- On the Profile & Settings screen, in the Settings tab, click Create profile.
- On the Create profile screen, enter your Name and Email address.
- Click Save.
- From the Overview screen, click Move Money in the primary navigation.
- Or you can click the Send by Interac e-Transfer quick link under any deposit account.
- From the Move Money menu, click Interac e-Transfer®.
- On the Interac e-Transfer screen, in the Send money tab, choose the account you want to send money From.
- Select the person or business (recipient) you want to send money To.
- Skip to step 9
- If you need to add a recipient:
- Click the Add recipient link.
- Or, from the More menu, click Manage contacts.
- On the Manage contacts screen, in the Recipients tab, click +Add recipient.
- Or click Recipients in the left navigation on any Interac e-Transfer money screen.
- On the Add Recipient screen, enter the Recipient name and Recipient email address.
- Click Next.
- Enter a Security question. Your recipient may need to answer this to accept money by Interac e-Transfer. Helpful hint: create a question (max. 40 characters long) that can’t be guessed, that only you and the recipient can answer correctly. If you need to share the answer to a security question with your recipient, send it through text message or over the phone—not email—for increased security.
- Enter the Security Answer (single word, 3-25 characters).
- If you want to save this recipient to your list for future reference, make sure Save recipient to contacts is toggled ON.
- Click Add recipient.
- If you’ve enrolled in two-factor authentication, you may be asked to verify your identity.
- Click the Add recipient link.
- Enter the Amount of money you want to send (there’s a daily maximum of $5,000 that can be sent by Interac e-Transfer).
- If you want, you can write a Message (400 characters max, letters, numbers and spaces only) to the recipient. This message should not include the security answer.
- Click Next.
- Review all information to make sure it’s accurate.
- Click Send to complete the transfer.
- You’re all done!
Interac and Interac e-Transfer are registered trade-marks of Interac Corp. Used under licence.