ATB Wealth Investing Fundamentals Guide

The fundamentals of investing

Investing can feel overwhelming and exclusive, especially with all the complex terminology and well-versed experts sharing their opinions in the media. But, the ATB Wealth Investing Fundamentals Guide is here to show you that investing is important and accessible for everyone!

Financial wellness, like mental and physical wellness, plays a significant role in your overall well-being. With this in mind, the guide includes easy-to-follow explanations of the fundamental investing concepts that will help you grow your savings and increase your financial health.

Whether you want to read this piece from start to finish, or skip ahead to the parts that you find interesting, we hope that you walk away with some new knowledge and increased confidence around managing your money.

This guide will walk you through the fundamentals of investing, including:

• Why you should save and invest
  Discover effective strategies for reaching your savings goals, whether they’re quickly approaching or far in the future.
  
  
• The importance of a financial plan
  What does a good financial plan look like for you? Learn how you can establish a flexible financial plan that will allow you to quantify and achieve your financial goals at different points throughout your life.
  
  
• Managing risk and volatility
  Risk can be an especially stressful concept when we’re talking about your hard-earned savings. Understand more about how you can manage risk and volatility in your portfolio and how diversification can help.
  
  
• Asset allocation
  Realize the differences between cash, bonds and stocks, and the risks—as well as the potential rewards—associated with dividing your money between each of them in the short- and the long-term.
  
  
• Dollar-cost averaging
  See how it is easier to pay yourself first by automating your investment contributions, seeking advice from trusted investors and remaining laser focused on your long-term savings goals.
  
  
• Rebalancing
  How to make sure your investment portfolio stays in line with your individual risk tolerance even when the value of your investment products (bonds and equities) change over time.
  
  
• Compound returns
  Learn about how you can earn interest on your interest, why you should start now, and why it’s never too late to start investing.