Planned Philanthropic Giving Guide
A comprehensive guide for anyone contemplating meaningful charitable giving.
Good Advice
Helping your money make money.
Retirement
The importance of planning early and often
Financial plans are not a “one and done” exercise. Learn why you need to regularly update this living document to stay on track with your financial goals.
How to succeed as a solo retiree
Facing retirement as a single person can be daunting. Here we offer six tips to make your retirement journey smooth and stress-free.
Aging in place
Many Albertans wish to stay in their own home as long as possible. This resource will help you identify planning and prevention considerations for aging in place.
Retirement planning - it’s not just about finances
A fulfilling retirement is more than having financial security, it requires a healthy body and mind, having a purpose and maintaining strong social connections.
Understanding Registered Retirement Income Funds
Uncover the subtle differences between RRIFs and RRSPs and identify which may be a better fit for you and your retirement goals.
Understanding the basics of the OAS program
Answers to commonly asked questions about Old Age Security (OAS), the government of Canada’s largest pension program.
Education
RESP options when your child changes course
An RESP is a great way to save for your child’s education, but what happens if they choose not to pursue a post-secondary program?
A financial back to school checklist
As school starts this fall, here is a list of financial considerations, including your budget and education savings plan.
Understanding RESP options in Alberta
Learn about RESPs: how much you can contribute, what government grants provide, and what happens if your child doesn'tt attend a post secondary institution.
What do I need to set up an RESP?
There are 3 basic documents needed to set up an RESP. Learn what they are so you can be prepared and make the process quick and easy.
What do you need to withdraw money from an RESP
In order to withdraw funds from your RESP you'll need to complete some steps for validation. Read through as we uncover what these steps entail.
Maximize Your RESP Contributions
Take advantage of the government grant that matches up to 20% on your contributions to an RESP and learn about carry-forward room for missed contributions.
Estates
Planning for digital assets
Learn about digital assets and the importance of considering these unique assets in your estate plan in an increasingly digital world.
Three ideas for charitable giving in your lifetime
If you are looking to support a charitable cause today here are some ideas on how to do so.
Considerations for charitable giving
Before meeting with your lawyer or accountant to discuss making a charitable donation, consider these important questions.
Planning in advance to transfer wealth, and fund your estate goals
If your estate goals include leaving financial gifts, it’s important to ensure your generosity won’t impact your desired lifestyle. A financial plan can help achieve both.
Providing for your pets after you’re gone
Pets are part of your family, but have you included them in your will? Here are four tips to make sure your pets are looked after.
The importance of will and estate planning
Creating a will and estate plan protects you, your estate and your loved ones, while you are living as well as upon your death.
Tax and Protection
New tax rules for high net worth individuals
Learn about the changes to the Alternative Minimum Tax (AMT) coming in 2024 and the potential impacts for high income-earning individuals.
Real estate owners may have a surprise tax filing obligation in 2023
The first filing deadline for the Underused Housing Tax is May 1.
2023 federal budget: rules for 2024 impacting business succession planning
Information for business owners considering the sale of their business to either their children, nieces/nephews or employees.
2023 federal budget: tax and benefit highlights for individuals
Learn more about changes proposed for RESPs and RDSPs as well as tax and benefit announcements that may impact you.
4 tips for tax filing season
Here are 4 solid tips to get you on your way to tackle tax season with confidence.
Why your 2022 provincial tax refund may be higher than expected
Alberta’s 2022 provincial tax brackets have been re-indexed to inflation. Find out how indexation and other personal income tax changes for 2023 impact you.
Investing and Saving
The ATB Wealth Investing Fundamentals Guide
Grow your knowledge of investing and increase your confidence around managing your money.
The case for bonds over GICs
Many investors are opting for the safety of GICs. Bonds offer some advantages over GICs and may be a better option for many investor portfolios.
The importance of inflation in your net worth projections
Find out how inflation needs to be accounted for in your projections and retirement planning.
Gifting to your kids? Consider the new FHSA
The First Home Savings Account is a great option for both young people who want to become homeowners, and parents who want to transfer wealth to the next generation.
How a financial plan can help during high inflation
A regular review of your financial plan can help to offset the impact of inflation.
What’s a First Home Savings Account?
The new First Home Savings Account helps Canadians make the most of their money and build a down payment sooner.
Four behavioural investing errors and how to avoid them
Having a better understanding of yourself and your natural tendencies is a crucial step in order to be a successful investor.
Markets
Thinking about investing in AI? Get to know the basics first
Whether you’re just curious about artificial intelligence or researching stocks, start with this primer on AI.
When to get back into the market
Persuasive negative market narratives can make it tempting to switch to low-risk cash products. Find out how to get back in when markets recover.
Is everyone making money without me?
If it feels like your investments are stuck, you’re not alone. Here’s how to position your portfolio for opportunity.
What the Alberta Wildfires mean for investors
Alberta’s 2023 forest fires have far-reaching impacts from those being evacuated to those with investments in oil and gas operations.
SVB failure highlights importance of portfolio diversification
We explore the reasons behind the Silicon Valley Bank collapse and explain how portfolio diversification helps protect investors from unexpected market events.
Portfolio considerations as global powers posture on technology
In the third article in our Focus on China series, we take a closer look at the global technology race and how the industry impacts your portfolio.
Lifestyle
Helping your child with their first home
Parental instincts might compel you to help your child buy their first home, but there are many pros and cons to consider, as well as government programs that can help.
Tips for passing financial sense to the next generation
Having early conversations about personal finance can set the next generation up for financial success throughout the course of their life.
Wealth is more than just money
Wealth means having riches across all facets of your life. Our Private Investment Counsel team discusses the qualities shared by those who consider themselves truly wealthy.
Four tips for growing a strong legacy on the family farm
ATB Wealth senior financial advisors share their top tips for overcoming the most common challenges for growing intergenerational wealth on the family farm.
Buying versus renting your home
It’s possible to build wealth both as a homeowner and renter, but which one is the better choice for your future? Find out in this breakdown of both scenarios.
Four tips to thrive as a gig worker
The gig economy is growing, especially among millenials and Gen Zs. Here we offer savings and insurance tips to help set gig workers up for success.
Insurance
Are my group benefits enough?
Many workers are covered by employer-provided group benefits, but depending on your household needs and expenses, more coverage may be required to protect you and your family.
How much life insurance do I need?
Use this assessment and article to guide you through understanding your lifestyle protection needs.
Answering your questions about disability insurance
Understanding disability insurance, including applying for disability insurance and compensation timing.
Applying for life insurance - what to expect
Applying for life insurance is an important step in preparing for the future, but it can feel overwhelming. Here's what to expect.
How to choose the right type of life insurance for you
Your specific life needs will help determine the right life insurance for you. Here we help you understand term, whole life and universal life insurance options.
Dispelling myths about life insurance
Dispelling common myths about life insurance to help you decide what insurance is best for you.
Fraud Prevention
How to spot attempted investment fraud
Online fraudsters can fool even the most savvy social media users. Protect yourself from investment fraud by knowing the red flags.
Falling victim to a fraud or scam
Falling victim to a scammer could derail decades of retirement planning and saving. Find out how to plan for the unexpected in retirement.
Protecting yourself from investment fraud
Fraudsters have many ways of tricking unsuspecting investors. Learn more about the most common types of investment scams and how to avoid them.
Fraud prevention starts with knowledge.
Stay up to date with information on fraud awareness and protection.
ATB Wealth experts are ready to listen.
Whether you're a beginner or an experienced investor, we can help.
Email: atbwealth@atb.com