Planned Philanthropic Giving Guide
A comprehensive guide for anyone contemplating meaningful charitable giving.
Good Advice
Helping your money make money.
Our Latest Articles
Stay up to date with advice on financial and investing topics from ATB Wealth.
Understanding your pension plan - defined benefit vs. defined contribution
Get to know the key differences between a defined benefit plan and defined contribution plan.
Finding opportunity in volatile markets
Markets have reacted strongly to tariffs, but for investors with long-term goals, volatility could offer opportunity
When to consider growth funds
For investors with long-term vision and higher risk tolerance, growth funds can be a powerful component of a well-diversified portfolio. Find out if they’re right for you.
Retirement
Understanding your pension plan - defined benefit vs. defined contribution
Get to know the key differences between a defined benefit plan and defined contribution plan.
How much house you’ll need in retirement
The right amount of house for your retirement should take into account your financial security, mobility and happiness. Here’s what to think about.
Why every financial plan is wrong —and that’s OK
As interest rates, inflation, markets, and even you will constantly change over time, a financial plan can never be 100% accurate. But here's why you still need one.
The importance of planning early and often
Financial plans are not a “one and done” exercise. Learn why you need to regularly update this living document to stay on track with your financial goals.
How to succeed as a solo retiree
Facing retirement as a single person can be daunting. Here we offer six tips to make your retirement journey smooth and stress-free.
Aging in place
Many Albertans wish to stay in their own home as long as possible. This resource will help you identify planning and prevention considerations for aging in place.
Education
RESP options when your child changes course
An RESP is a great way to save for your child’s education, but what happens if they choose not to pursue a post-secondary program?
A financial back to school checklist
As school starts this fall, here is a list of financial considerations, including your budget and education savings plan.
Understanding your RESP options
Learn about RESPs: how much you can contribute, what government grants provide, and what happens if your child doesn't attend a post secondary institution.
What do I need to set up an RESP?
There are 3 basic documents needed to set up an RESP. Learn what they are so you can be prepared and make the process quick and easy.
What do you need to withdraw money from an RESP
In order to withdraw funds from your RESP you'll need to complete some steps for validation. Read through as we uncover what these steps entail.
Maximize Your RESP Contributions
Take advantage of the government grant that matches up to 20% on your contributions to an RESP and learn about carry-forward room for missed contributions.
Estates
Understanding joint ownership and probate for an estate plan
What is joint ownership and how might that affect my estate plans when I die? What is probate and how does probate law apply to the settlement of my estate?
Own property in different places? Here’s what to consider
Owning properties in different provinces or countries comes with added complexity when it comes to estate planning. Here’s what you should know.
Succession planning for the family vacation property
Your vacation property is an important part of your estate, and requires special consideration. Start the process with these important questions.
Planning for digital assets
Learn about digital assets and the importance of considering these unique assets in your estate plan in an increasingly digital world.
Three ideas for charitable giving in your lifetime
If you are looking to support a charitable cause today here are some ideas on how to do so.
Considerations for charitable giving
Before meeting with your lawyer or accountant to discuss making a charitable donation, consider these important questions.
Tax and Protection
Reporting home office expenses on your personal tax return
Learn about the changes to the home office expense deduction for your personal tax return.
Alberta provincial budget: 2025 personal income tax savings announced
Beginning in 2025, individual taxpayers may save up to $750 per year as a result of the new tax bracket announced in the Alberta provincial budget.
Selling US real estate: tax implications for Canadians
If you’re thinking about selling your US property, make sure you understand the tax implications of selling—on both sides of the border.
Four tax and financial planning to-dos before the end of 2024
Set yourself up for success in 2025 by taking action on these important tax deadlines in 2024.
'Tis the season for charitable giving
Considering a charitable gift before year-end? Learn more about the tax advantages and how this can reduce the after-tax cost of your donation.
How capital gains tax changes impact year-end planning
Taxpayers impacted by the capital gains inclusion rate increase have additional decisions to consider this year.
Investing and Saving
The ATB Wealth Investing Fundamentals Guide
Grow your knowledge of investing and increase your confidence around managing your money.
When to consider growth funds
For investors with long-term vision and higher risk tolerance, growth funds can be a powerful component of a well-diversified portfolio. Find out if they’re right for you.
The benefits and risks of income funds
Income funds can be a useful investment for many types of investors and are a valuable component in a well-diversified portfolio.
Trade tensions and your investments: When do you want to outperform?
As global trade tensions have injected volatility into the market, now is a good time to consider your definition of outperformance and ensure your portfolio aligns with it.
Why you need a financial plan
Working with a financial planning professional can help you reduce stress and increase optimism about your financial future. We show you how a plan provides a path forward.
Will tariffs affect my investments? What you need to know
Trade uncertainty is a reality, but it doesn’t have to derail your investment strategy. Here are some actions to consider as tariffs take effect.
What are ETFs?
Exchange-traded funds have become a popular investment option in recent years. We explain what they are and why they’re attractive to both new and experienced investors alike.
Markets
Finding opportunity in volatile markets
Markets have reacted strongly to tariffs, but for investors with long-term goals, volatility could offer opportunity
What happened to the Magnificent 7?
For years, the Magnificent 7 stocks played a big role in the market’s upward trajectory. We explore why 2025 has brought a halt to that momentum, and what it means to your portfolio.
Are bonds safe haven assets in volatile markets?
During market volatility, bonds can help position investors for opportunity. We explain why safe haven assets are an important part of any portfolio.
Trade tensions and your investments: Should I sell my portfolio?
Some headlines would have investors believe they should get out of the market. Here’s when you should pay attention to that advice–and when you shouldn’t.
What are stock market sectors?
By understanding what sectors are, investors gain increased awareness and clarity on the investments that make up their portfolio.
Trade tensions and your investments: the risk of timing the market
Tariff and trade uncertainty can make it tempting to time the market, but staying invested remains a proven strategy.
Lifestyle
Helping your child with their first home
Parental instincts might compel you to help your child buy their first home, but there are many pros and cons to consider, as well as government programs that can help.
Tips for passing financial sense to the next generation
Having early conversations about personal finance can set the next generation up for financial success throughout the course of their life.
Wealth is more than just money
Wealth means having riches across all facets of your life. Our Private Investment Counsel team discusses the qualities shared by those who consider themselves truly wealthy.
Four tips for growing a strong legacy on the family farm
ATB Wealth senior financial advisors share their top tips for overcoming the most common challenges for growing intergenerational wealth on the family farm.
Buying versus renting your home
It’s possible to build wealth both as a homeowner and renter, but which one is the better choice for your future? Find out in this breakdown of both scenarios.
Four tips to thrive as a gig worker
The gig economy is growing, especially among millenials and Gen Zs. Here we offer savings and insurance tips to help set gig workers up for success.
Insurance
Are my group benefits enough?
Many workers are covered by employer-provided group benefits, but depending on your household needs and expenses, more coverage may be required to protect you and your family.
How much life insurance do I need?
Use this assessment and article to guide you through understanding your lifestyle protection needs.
Answering your questions about disability insurance
Understanding disability insurance, including applying for disability insurance and compensation timing.
Applying for life insurance - what to expect
Applying for life insurance is an important step in preparing for the future, but it can feel overwhelming. Here's what to expect.
How to choose the right type of life insurance for you
Your specific life needs will help determine the right life insurance for you. Here we help you understand term, whole life and universal life insurance options.
Dispelling myths about life insurance
Dispelling common myths about life insurance to help you decide what insurance is best for you.
Fraud Prevention
How to spot attempted investment fraud
Online fraudsters can fool even the most savvy social media users. Protect yourself from investment fraud by knowing the red flags.
Falling victim to a fraud or scam
Falling victim to a scammer could derail decades of retirement planning and saving. Find out how to plan for the unexpected in retirement.
Protecting yourself from investment fraud
Fraudsters have many ways of tricking unsuspecting investors. Learn more about the most common types of investment scams and how to avoid them.
Fraud prevention starts with knowledge.
Stay up to date with information on fraud awareness and protection.
ATB Wealth experts are ready to listen.
Whether you're a beginner or an experienced investor, we can help.