The ATB Wealth Investing Fundamentals Guide
Grow your knowledge of investing and increase your confidence around managing your money.
Good Advice
Helping your money make money.
Retirement
How to test drive your retirement plans
When you plan your retirement, think about how you will spend your days, what your succession plan will be and what the ideal future looks like for you and your partner.
Understanding Registered Retirement Income Funds
Uncover the subtle differences between RRIFs and RRSPs and identify which may be a better fit for you and your retirement goals.
Canada Pension Plan, understanding the basics
Understanding the benefits of the Canada Pension Plan (CPP), how contributions work, what you need to know about the CPP retirement pension, and recent enhancements to the CPP.
Understanding the basics of the OAS program
Answers to commonly asked questions about Old Age Security (OAS), the government of Canada’s largest pension program.
Education
Understanding RESP options in Alberta
Learn about RESPs: how much you can contribute, what government grants provide, and what happens if your child doesn'tt attend a post secondary institution.
What do I need to set up an RESP?
There are 3 basic documents needed to set up an RESP. Learn what they are so you can be prepared and make the process quick and easy.
What do you need to withdraw money from an RESP
In order to withdraw funds from your RESP you'll need to complete some steps for validation. Read through as we uncover what these steps entail.
Maximize Your RESP Contributions
Take advantage of the government grant that matches up to 20% on your contributions to an RESP and learn about carry-forward room for missed contributions.
Estates
The importance of a will and key documents for estate plan
Learn the key components of a strong will as part of a comprehensive estate plan and the importance of choosing the right person to act as your executor.
The importance of a Power of Attorney and Personal Directive
What is an enduring power of attorney and personal directive as well as its function and why you should have one as a component of your overall estate plan?
What is a testamentary trust?
Learn about the different types of testamentary trusts, both individual and spousal, and how they could be used to best execute your last will and testament.
Charitable giving and estate planning
Uncover the subtle differences between RRIFs and RRSPs and identify which may be a better fit for you and your retirement goals.
Tax and Protection
Tax and investment planning tips for 2019 year end
With 2019 soon coming to a close, it’s time to start thinking about year-end tax and investment planning.
2020 Alberta budget tax and benefit highlights
Tax and benefit highlights of the 2020-2021 Alberta provincial budget that was presented by President of the Treasury Board and Minister of Finance, Travis Toews.
What is Common Reporting Standard (CRS)?
Common reporting standard, or CRS, is an international organization aimed at preventing tax evasion.
What is the Foreign Account Tax Compliance Act (FATCA)?
The Foreign Account Tax Compliance Act is an American law that aims to prevent US taxpayers from using accounts held outside the US to evade American taxes
Investing and Saving
Four things to remember during market volatility
Here are four things to remember to help you beat the uncomfortable feelings and manage your investments (as objectively as possible) during periods of market volatility.
The frequency of five percent market drops
An overview five percent market drops in the past few years and why a long-term investment strategy is key during these market drops.
What is investing versus speculating?
What is speculation in the investment world? What is the difference between speculating and investing?
What can a financial advisor do for you?
Your world is busy, and getting financial advice can help take the worry away. This is when working with a financial advisor can get your money working for you.
Markets
Why are we seeing negative crude oil prices?
What caused the negative crude oil prices and what it means for investors.
Common questions from investors during market turmoil
With market volatility high right now, here are a few questions investors may be asking.
The yield curve has inverted!
Inverted yield curves can predict recessions. Should you get out of the market? What does an inverted yield curve mean? Don’t panic.
Investing through geopolitical uncertainty
Despite the headlines of 24 hour news stations, economists and analysts, remaining calm and sticking to your plan is what will help you achieve investing success.
Lifestyle
Tips for wealth planning for your lifestyle and goals
Make your money work for you now and in the future by finding a focus, planning for all stages in life and continuing to reassess your wealth plan.
Building a positive relationship with money
It doesn't matter how much money you make, with a little knowledge and practical tools, anyone can have a healthy relationship with money.
Behavioural Investing 101
Emotions and irrational investment decisions can negatively impact financial success.
Advice for snowbirds
This checklist highlights some important things to keep in mind so you can keep your winter worry-free!
ATB Wealth experts are ready to listen.
Whether you're a beginner or an experienced investor, we can help.
Email: atbwealth@atb.com