4-H Loan Program

Credit and financial smarts for 4-H youth.

Part of the club

This loan program is exclusively available to 4-H club members. If that means you, fill out an application jointly with your club leader.

A head start

If you're already interested in purchasing marketable livestock or financing another approved project, this might be the program for you.

Parental guidance

We know "financing" is usually for adults. 4-H loans require the co-signature of a parent or guardian, so youth can learn without the risk.

Key product details

Interest rate Variable, based on ATB's prime rate
Repayment term 1-5 years1
Maximum loan $5,0002
Early repayment In full at any time, no penalty

Frequently Asked Questions

You can fund up to three approved projects with one loan. The maximum loan is always $5,000, but you can divide that amount between multiple projects.

Ready to get started?

You're young, but you're ready to start your own herd. We believe in you. That's why we offer the 4-H Loan Program.

Need help?

Our Client Care team will be happy to assist.

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