Business Loans

Business Term Loans

We’ll lend a hand—and the funds—to make those big investments.

More than just money

We offer you value and expertise, as well as multiple options for payment and amortization.

Flexible financing

You can receive up to 100% financing, secured with owner-occupied property or new/used equipment and machinery.

One loan, many options

You can start or buy a new business, purchase or renovate property, purchase equipment, increase inventory or cover operating expenses.

Key product details

Interest rate Fixed or variable
Term range 1–5 years
Amortization Max 20 years
Amount Up to 100% financing
Repayment Flexible terms

Frequently Asked Questions

Fixed financing is when you agree to an interest rate, then pay a fixed daily amount based on that rate and the funded loan amount. Most fixed interest rates will have a payout penalty if you pay the loan out before the term is up.

Variable financing is when an interest rate is Prime plus an amount and can only be locked in for one year. Prime will fluctuate, but you have the ability to pay off your debt whenever you like without a penalty.

The repayment process is fully automated and will be directly debited from your account. Most businesses like to do monthly payments, but there are options for weekly or bi-weekly payments as well.

The loan can be used for most business needs, like equipment, acquiring a business, building or property purchase or building improvements.

On average, you can expect to pay approximately 25% of the eligible expense, due at the time of purchase. You may wish to talk with one of our representatives for more information.

Connect with an expert.

We're here to lend a hand so your business can keep on growing. Find out how we can help with a Business Term Loan.

Find the right loan for your business.

Need help?

Our Business Support team will be happy to assist.

Chat now
ATB Virtual Assistant
The ATB Virtual Assistant doesn't support landscape mode. Please tilt your device vertically to portrait mode.