Next Home Buyers

Whether you're buying a second home, a vacation home or a rental property, we can help you understand your financing options.

Get the right mortgage for right now.

Receive up to $4,000 cash or get our lowest rate. See offer details and start your pre-approval.

How a second (or third or seventh!) mortgage can work for you.

Not all mortgage pre-approvals are created equal

At ATB we do a little extra work up front so you can be extra confident in the amount that we pre-approve you for when you’re house hunting.

Take your mortgage with you

Your mortgage can be transferred to a new property if you move. One of our experts would love to review all of your options with you.

Repay your way

Increase regular payments by up to 20%1 per year and/or prepay up to 20%1 of your original mortgage amount per year on fixed mortgages. With Loan Protection, you may be able to have payments covered in the event of death or disability.

​Find the mortgage that's right for you.

Want to talk with an expert?

Talk with a Mobile Mortgage Specialist about options to make your mortgage work for you.

Frequently Asked Questions

Unfortunately, not. Once you have a down payment of at least 5%, you may qualify for an Insured Mortgage, but 5% is the minimum we can accept.

Basically, when a bank posts an 'inflated' (higher) mortgage interest rate than they're actually willing to offer you, the onus is on you, the customer, to see how far you can bargain the rate down. The problem with this scenario is that the bank has all the power. You don't know how low they're willing to go, and you may not know what an appropriate rate actually is—especially since looking at other banks' options means looking at other banks' similarly-inflated rates. 

At ATB, we post the rate we're prepared to offer you—no need to bluff, second guess or twist our arms.

Need help?

Our Client Care team will be happy to assist.

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