Buying a home?
We have everything you need to know in our step-by-step guide to buying a home in Alberta.
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Good Advice
Putting people first.
COVID-19 Personal financial insights and advice
Providing insights, helpful advice and expertise to help you minimize disruption.
Credit and Debt
Paying online with a credit card versus a debit card
What should you use to pay for the purchases you make online? Here are the differences between paying online with your credit card versus your debit card.
How to build good credit and avoid fraud
Credit cards are amazingly convenient. But before you start making purchases on your card, there are a couple things you should know.
How to choose a credit card that is best for you
What you need to consider when choosing a credit card that is best for you.
The dos and don'ts of credit card balance transfers
Credit card balance transfers offer you a way to borrow money from your credit card at a special, limited-time low rate.
Your credit score explained
Here's a breakdown of the good, bad, and costly habits that affect your credit score.
Saving and Investing
Budgeting 101
Budgeting lets you be in control of your destiny, and helps you spend and save with confidence.
Should you invest in GICs?
Learn more about when you should choose a GIC for your portfolio and when you should look for something with more risk and reward potential.
RRSP or TFSA...or both?
RRSPs and TFSAs are similar as they both provide incentives for Canadians to save and invest, but their differences will likely lead you to one or the other.
Is your emergency fund enough for the unexpected?
Albertans cannot control the unexpected, but you can prepare for it with an emergency fund.
Investing 101: your questions answered
If your answer to, "what is the most confusing thing about investing?" is "everything", then we have you covered. We address what investing is, FAQs and how to get started.
What's a Pre-Authorized Contribution (PAC)?
Pre-authorized contributions (PACs) will help grow your savings accounts and mutual fund investments.
Home Buying and Mortgages
What happens at the end of your mortgage term?
An overview of your mortgage renewal options and the decisions you need to make at the end of your mortgage term.
6 mortgage terms you need to know
These 6 mortgage terms and tips will help you decide which mortgage option is right for you.
What you need to know about residential outbuildings
What is considered a residential outbuilding, the steps to build one and your financing options.
How are mortgage rates calculated?
Borrowers should be prepared for additional interest costs on their variable rate debt or when rolling a fixed rate mortgage over the next few years.
What actually happens once you've made an offer on a home?
You’ve found your dream home, and you’re ready to make it yours. Here’s a handy timeline of what happens from when you make an offer to when you close the deal.
The true cost of buying a home in Alberta
Buying a home is an exciting time. Of course, a home has to feel good and work for your lifestyle, but it also needs to fit your budget.
Retirement
How can I increase retirement income with income splitting?
Income splitting is a way of moving income from the higher to the lower-income spouse.
It's never too late to start investing in RRSPs and TFSAs
Even if you are close to retirement, it can still be beneficial to start investing in RRSPs and TFSAs.
Got room? Learn about your RRSP contribution limits
Your RRSP room is determined by your annual RRSP contribution limits. Learn how to best take advantage of all that room.
Advice for snowbirds
This checklist highlights some important things to keep in mind so you can keep your winter worry-free!
Students Education and RESPs
5 financial tips for high school grads as they head to post-secondary
Some simple advice to help you plan for your education and financial future.
Paying off a student loan early: Pros & cons
Most people graduate post-secondary with student loans. Learn the advantages and disadvantages of paying off student loans early.
Scholarships, awards and where to find them in Alberta
Advice on where to start your scholarship search in Alberta.
Understanding RESP options in Alberta
Learn about RESPs: how much you can contribute, what government grants provide, and what happens if your child doesn'tt attend a post secondary institution.
Maximize Your RESP Contributions
Take advantage of the government grant that matches up to 20% on your contributions to an RESP and learn about carry-forward room for missed contributions.
What do you need to withdraw money from an RESP
In order to withdraw funds from your RESP you'll need to complete some steps for validation. Read through as we uncover what these steps entail.
Insurance
Including insurance in your financial plan
Insurance is an important part of any financial plan, and understanding your coverage is key
Alberta Lifestyle
The importance of teaching your kids about money
Tips for talking to your kids about money, including how to save it and it’s many uses, can create financial literacy at a young age.
Joint bank accounts: balancing the benefits and the drawbacks
If you are considering the convenience of a joint bank account with someone you love, make sure you take some time to ponder the pitfalls too.
Tips on sending money to loved ones—safely and securely
Here are a few tips on how to set you and your family up for success when sending money abroad.
4 warning signs of identity theft
Identity theft can wreak havoc on your personal and financial life, so it's important to spot identity theft warning signs before the crime gets out of hand.