Investment Solutions
Explore secure, flexible accounts: GICs, Registered Savings, and more—all built for your financial growth.
Start investingEarn 3.70%* with the Grow Alberta GIC for a limited-time only.
Let’s connect.
Limited time: special rate GIC
| Interest earned | 3.70%* |
| Term | 18 month non-redeemable |
| Investment options | RRSP and non-registered only |
| Deposit guarantee | Funds invested in GICs are fully protected by ATB Financial’s Deposit Guarantee. |
| How to purchase | Book an appointment |
Let's connect
Connect with an everyday banking advisor
Feeling unsure about how to take your investments to the next level? We would love to discuss the best investments for you and answer any questions you may have.
Registered accounts and plans
Find the best investment accounts or plans for your needs: Reach your goals with an RRSP, TFSA, or FHSA.
Tax-Free Saver Account
Save tax-free and earn premium interest; interest is not taxed when you withdraw.
RRSP Daily Interest Account
Pay no fees, earn interest and defer taxes until you are ready to access your RRSP.
FHSA Daily Interest Account
Save for the purchase of your first home by growing your savings tax-free.
Investment products
Invest for a set term
Non-Redeemable GIC
An investment with set terms and guaranteed returns. ‘Non-redeemable’ just means more time for your money to earn interest.
Available for a limited time
Grow Alberta GIC
Choose peace of mind in times of economic uncertainty. Get solid returns and boost Alberta's economy at the same time with ATB’s Grow Alberta GIC.
Invest by the year
Springboard GIC®
A Guaranteed Investment Certificate with flexible terms. Cashable annually, so you decide how long to make your money work for you.
Invest with more access
Cashable GIC
Invest for a 1-year term. No penalty if you need to to withdraw early, offering you the flexibility to meet unforeseen expenses or financial emergencies.
Invest with options
Redeemable GIC
A GIC with the option to withdraw your money before your term ends. Early withdrawals have a lower, but still guaranteed, rate of return.
Earn interest on interest
Compound Investment Certificate
Get all the features of a non-redeemable GIC, with compounded interest--which means your interest earns interest.
Invest for the greatest potential growth
Compass™ Maximum Growth Portfolio
Invest in an internationally-diversified group of equities offering the highest potential growth of any Compass Portfolio.
Invest for higher equity, higher rewards
Compass™ Growth Portfolio
Play the long game with a collection of Canadian and international equities with higher risk and higher potential returns.
Invest for sure and steady growth
Compass™ Balanced Growth Portfolio
Weather market fluctuations with a diverse group of equities balancing low-to-medium-risk investments designed for stable growth.
Invest for the long haul
Compass™ Balanced Portfolio
Balance risk and reward with longer-term, lower-risk income investments that produce modest, stable returns.
Invest for income and steady growth
Compass™ Conservative Balanced Portfolio
Build income and capital appreciation with fixed-income investments and a small exposure to equity for steady growth potential.
Invest for stable, steady returns
Compass™ Conservative Portfolio
Get a high percentage of fixed-income securities plus a small exposure to equity to help shield you from market fluctuations.
Invest in fixed-income securities
Fixed Income Pool
Enjoy a steady stream of income with modest growth aimed at preserving your savings.
Invest in Canadian equities
Canadian Equity Pool
Round out your portfolio with Canadian equities. Customize the balance of your investments and your exposure to Canadian markets.
Invest in US equities
US Equity Pool
Round out your portfolio with US equities. Customize the balance of your investments and your exposure to US markets.
Invest in international equities
International Equity Pool
Invest beyond borders with international equities. Customize the balance of your investments and your exposure to global markets.
Save beyond borders
US Dollar Investment Savings
Grow your US dollars in a savings account that's also a guaranteed investment with competitive rates and complete liquidity.
Invest in USD with access
US Dollar Redeemable GIC
Secure and grow your money risk-free. You get competitive interest rates, and flexible terms and interest frequencies—all in US funds.
Invest in USD for a set term
US Dollar Non-Redeemable GIC
A GIC with set terms and guaranteed returns. You can't redeem it before your term ends—which means more time for your USD to earn interest in USD.
Explore all our investment savings products and see how we can help you achieve your savings goals.
All of ATB’s non-market based investments are fully guaranteed by the ATB Financial Deposit Guarantee.
Your future investments are calling
If you want to do more with your savings, we would love to connect and help you get there with the right investment solutions for you.
Frequently asked questions
You can start investing with as much money as you want. Depending on your financial goals and level of comfort with risk, we have the investment solution for you.
Some types of investment accounts like the Tax-Free Saver Account, require no minimum investment, while other investment options may require a minimum amount.
Wondering if it’s time to transition from saving to investing? Read this article to discover how much you really need to get started.
You can find our best rates for registered investment accounts on our Registered Investment Rates page.
You can find our best rates for GIC products on our GIC Rates page.
ATB has multiple investment options available depending on the length of time you’re planning to invest for and your financial goals.
Your investment strategy should change as your life does. If you are looking to invest for the short term or are planning on retiring soon, investments that limit your exposure to risk might be the best option. If you are looking to invest over a longer period of time, a different investment solution might be worthwhile to consider, especially if it can result in greater returns over time.
ATB can work with you to develop a personalized financial plan that includes the best investment accounts to help you achieve your goals.
Investment accounts have different benefits and support different savings goals. We overview the main differences between an FHSA, RRSP, and TFSA in this article.
In general, a popular investment account to start with is a Tax-Free Savings Account (TFSA), which is a high interest rate account that grows your savings tax-free. You can withdraw your money whenever you need it and any interest or growth on the account won't be taxed when you do.
If you're just starting out, check out our Basics of Investing guide for answers to some frequently asked investment questions.
In preparation for your meeting, be sure to know what your investment objectives are and come prepared with any questions you may have. Bring all relevant paperwork, including recent account statements, and budget plans. Don’t be afraid to ask questions throughout the meeting so you feel empowered by your investment solutions.
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*Grow Alberta GIC rate applies to a 18 month promotional non-redeemable GIC. The offer is available on non-registered GICs and RRSP GICs only. Offer not available on TFSA, FHSA or RRIF products. Rate subject to change without notice. Minimum investment amounts apply.
Minimum investment: $100 for Generation Account holders. For all other investors, $1,000 for non-registered and $500 for registered investments.
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Compass is a trademark of ATB Financial.