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Personal Bank Account Rates

Review the current interest rates of ATB personal chequing and savings bank accounts, based on the balance held within the account.

​​Limited Time Offer

Get the most from your savings. Earn a 1.95% interest rate bonus on new deposits made into your Springboard Savings® Account between September 1, 2018 and April 30, 2019.1

Click here for details and sign up!​​​​​​​​​​​​​​​​​

Advantage Account

Details Rates2*
$0 - 2,499
$2,500 - 4,999
$5,000 and over

Freedom Account

Details Rates2*
$0 - 499
$500 - 2,499
$2,500 - 4,999
$5,000 and over

Generation Account

Details Rates**
$0 and over

Springboard Savings Account

Details Rates2 **
$0 - 4,999
$5,000 and over

US Savings Account

Details Rates3 **
$0 - 4,999
$5,000 - 24,999
$25,000 and over

Rates are per annum and are subject to change without notice.​​​​

*​ Interest is calculated on the monthly closing balance and paid at month end.​​

*​* Interest is calculated on the daily closing balance and paid at month end.​

1 - The bonus offer is available only on new deposits made from September 1, 2018 t​o April 30, 2019 into Springboard Savings® Accounts. The bonus as of November 1, 2018 is 1.95% and was 1% from September 1, 2018 to October 31, 2018. Both existing and new customers are eligible for the bonus. If you’re an existing customer, this bonus applies to any new deposits above your balance as of September 1, 2018. ​

For example, if you have $100 in your account on September 1, 2018, any new deposits above $100 would receive the applicable bonus. Funds not receiving the bonus rate continue to receive the regular interest rate of the account. If you have a maturing investment that is deposited into an eligible account, that deposit will not be eligible for the applicable bonus (but it will still receive the regular interest rate of the account).

Tax implications may be associated with this offer. Please consult your tax advisor with regard to your personal tax situation. This offer is subject to change without notice.

2 - The interest rate applied varies for each tier of the daily or monthly, as applicable, closing balance of the account. For example, a balance of $8,000 in a Springboard Savings Account would receive an interest rate of on the first $4,999.99 and an interest rate of on the remaining $3,000.01

3 - The interest rate applied is based on the highest tier reached by the whole closing balance of the account. For example, a balance of $8,000 in a US Savings Account would receive an interest rate of on the entire balance.​​​​​​​​​

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