BOOK A COFFEE MEETING AND GET UP TO $1,000*

Whether it’s online or in-person, you can get small business banking advice and cash bonuses by switching to ATB.

Here's how to switch

Step 1: Get $200* when you open a business account

Choose an eligible business operating account and complete qualifying digital transactions. Book a meeting with a business advisor to get started.

Step 2: Add a business Mastercard and get $200*

Earn more cash by opening an Alberta Rewards Businesscard™ Mastercard®. You’ll earn points with every purchase, enjoy flexible repayment terms and improve cash flow.

Step 3: Qualify for a balance bonus of up to $600*

Depending on the minimum balance you maintain in your new business operating account, you can qualify for up to $600 more cash.

Compare Eligible Accounts →

ATB Business Self Serve

Our lowest monthly fee for businesses that like to bank digitally.

Monthly Maintenance Fee
$5
Fees Waived
N/A
Online, Mobile, & ABM transactions
100 included
Over transaction limit fees
$1.00 each per transaction
Outgoing Interac e-Transfer
10 included then $1.50 per transfer (also counts as online, mobile & ABM transactions)
Team Member Assisted Transactions 
$2.50 per transaction

ATB Business Plus

This flexible account lets you bank all the different ways you need.

Monthly Maintenance Fee
$40
Fees Waived
N/A
Online, Mobile, & ABM transactions
150 free
Over transaction limit fees
$1.50 per transaction
Outgoing Interac e-Transfer
50 included then $1.50 per transfer (also counts as online, mobile & ABM transactions)
Team Member Assisted Transactions 
10 free then $1.50 per transaction

ATB Business Premium Service Account

Provides unlimited transactions, plus no monthly fee with a $75,000 monthly balance.

Monthly Maintenance Fee
$100
Fees Waived
Monthly Maintenance Fee waived with $75,000 minimum monthly balance
Online, Mobile, & ABM transactions
Unlimited
Over transaction limit fees
N/A
Outgoing Interac e-Transfer
100 included then $1.50 per transfer (also counts as online, mobile & ABM transactions)
Team Member Assisted Transactions 
100 free then $100 per transaction

Earn more with this Mastercard

Alberta Rewards Businesscardâ„¢ Mastercard®

Want a hard working rewards card for your business? Add it to your new business operating account to reward you with even more cash bonuses.

Book a coffee meeting to move your small business banking

Want to take advantage of our business banking advice and the cash incentives? Fill out the form below and one of our business advisors will reach out to you. We can have a virtual coffee or one in real life. Just remember, this special offer is available for a limited time.

Frequently asked questions

We’re here to help make the switch as easy as possible. Read our tips on switching your business banking or book a meeting with a business advisor to get started.

This offer is open to eligible Alberta small businesses. Eligible businesses must have the following criteria:

  • Be a for-profit business with up to $3 million in annual revenue, and either a) currently has less than $250,000 in lending on the business, b) needs less than $250,000 in financing for the business.
  • Business registration or incorporation date is on or prior to December 31, 2023.
  • Business is in operation at 11:59 pm MT on March 14, 2025.

Business account holder(s) must be 18 years of age or older, and resident(s) of Alberta.

Earn $200 by opening an eligible business operating account with a business advisor and complete 3 (or more) qualifying digital transactions using ATB Business web or app between October 1, 2024 - February 28, 2025. Qualifying digital transactions are payments made towards bills, invoices, creditors or employees.

If you open an Alberta Rewards Businesscard™ Mastercard® between October 1 - 31, 2024 after opening a business operating account, you can get an additional $200*.

By maintaining a minimum balance in your business operating account during the qualifying period (December 1, 2024 - February 28, 2025), you can earn the following:

  • Maintain a minimum business account balance of $30,000 to $69,999 over 90 days with a Alberta Rewards Businesscard™ Mastercard®, earn an additional $300 cash.
  • Maintain a minimum balance of $70,000 and above over 90 days with a Alberta Rewards Businesscard™ Mastercard®, earn an additional $600 cash.
  • Maintain a minimum balance of $30,000 to $69,999 over 90 days without a Alberta Rewards Businesscard™ Mastercard®, earn an additional $150 cash.
  • Maintain a minimum balance of $70,000 and above over 90 days without a Alberta Rewards Businesscard™ Mastercard®, earn an additional $300 cash.

Your payout will be made into the qualifying business operating account by 11:59 pm MT on March 14, 2025.

Unfortunately, no. To qualify for the offer, you can not have held a ATB Self Serve, Business Plus or Business Premium Account, Unlimited, Flex Fit, Go 5, Free Banking for Startups, Pay as You Go, Pay as You Go With Interest, Custom Account I and II, Mush Operating Account, Commercial Operating Account, ATB Wealth Private Business Account, Community Spirit Account, AgriInvest Savings Account, Business Growth Plus Savings Account, Business Savings Account, Notice on Amount 31 days, Springboard Savings Account, T-Bill Savings Account, US Dollar Savings Account, US Savings Account, Real Estate Trust Account and Law Firm Trust Account between October 1, 2023 - October 1, 2024.

To qualify for the additional cash by adding a Alberta Rewards Businesscard™ Mastercard®, you can not have held an Alberta Businesscard™ Mastercard®, Alberta Rewards Businesscard™ Mastercard®, Alberta Agri-Industry Businesscard® Mastercard®, Alberta Gold Ag-Rewards Bus. Mastercard®, or ATB MyBusiness® Rewards Mastercard® previously.

Open your new ATB Business operating account and/or Alberta Rewards Businesscard™ Mastercard® with one of our business advisors or by booking an appointment virtually or in-person at your nearest branch.

No, there's only one cash bonus per client. Maximum of one (1) $1,000 total payout per client. If a client has multiple business accounts with ATB, the total payout can only be paid to one (1) business account and this will be deemed to be the business account which qualified first and will not exceed a total of $1,000.

Unfortunately, no. To qualify for the offer, you can not have held a ATB Self Serve, Business Plus or Business Premium Account, Unlimited, Flex Fit, Go 5, Free Banking for Startups, Pay as You Go, Pay as You Go With Interest, Custom Account I and II, Mush Operating Account, Commercial Operating Account, ATB Wealth Private Business Account, Community Spirit Account, AgriInvest Savings Account, Business Growth Plus Savings Account, Business Savings Account, Notice on Amount 31 days, Springboard Savings Account, T-Bill Savings Account, US Dollar Savings Account, US Savings Account, Real Estate Trust Account and Law Firm Trust Account between October 1, 2023 - October 1, 2024.

To qualify for the additional cash by adding a Alberta Rewards Businesscard™ Mastercard®, you can not have held an Alberta Businesscard™ Mastercard®, Alberta Rewards Businesscard™ Mastercard®, Alberta Agri-Industry Businesscard® Mastercard®, Alberta Gold Ag-Rewards Bus. Mastercard®, or ATB MyBusiness® Rewards Mastercard® previously.

ATB considers "in good standing" as a client who has abided by the terms and conditions of their account. An example of what would be "not in good standing" is two or more non-sufficient funds (NSF) items within three months of opening an account(s) or has an unrecoverable chargeback or unpaid item.

The key dates for this promotional offer are:

  • October 1, 2024 and October 31, 2024: Open an ATB business operating account and/or Alberta Rewards Businesscard™ Mastercard®.
  • October 1, 2024 - February 28, 2025: Complete 3 (or more) qualifying digital transactions using ATB Business web or app between to earn the $200 operating account payout.
  • December 1, 2024 through to February 28, 2025: Maintain a minimum balance in the qualifying business operating account. The balance must remain at or above the threshold amount consecutively during the 90-day qualifying period.
  • March 14, 2025: Cash bonus(es) which will be made into the eligible Business Account by 11:59 PM MT.

No, this offer cannot be combined with any other business banking account offer (e.g. Free Banking for 2024 Startups).

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