Accounts & Services

​Operating Accounts

​An ATB business chequing account keeps your money safe while allowing you to manage business transactions effectively.

Three new accounts for business

Introducing the Business Self-serve Account, Business Plus Account, and the Business Premium Service Account. Explore which business account is right for you.

How an operating account can work for you.

Accounts for every business

​We have operating accounts tailored to your business, including specialized offerings for different industries and startups.

For all business transactions

​Whether you make five transactions or hundreds per month, there's an affordable operating account for you and your business needs.

Access on-the-go

​Use the ATB Business Mobile banking app to manage your business funds from wherever you and your smartphone go.

​Find the right operating account for your business.

Frequently Asked Questions

To open your business savings account, what we’ll need depends on the type of business:

  • Sole proprietorship
  • Two pieces of government-issued ID
  • Trade name registration, if applicable
  • Social Insurance Number (if opening an account that earns interest)

  • Partnership
  • Two pieces of government-issued ID from each partner
  • A partnership agreement
  • Trade name registration, if applicable
  • Social Insurance Number (if opening an account that earns interest)

  • Corporation
  • Two pieces of government-issued ID from all signing authorities
  • Up-to-date articles of incorporation and certificate of incorporation
  • Shareholder registry
  • Notice of directors

  • Non-profit company
  • Articles of association
  • Signed letter or meeting minutes naming authorized signers, if not addressed in the articles of association
  • Resolution indicating who has the power to bind

  • Charitable organization
  • Documents required depend on whether the charity is incorporated or unincorporated (see above)


On the legal side, having a separate business banking account protects your personal assets. Many small business owners form a limited liability company (LLC) or corporation to shield personal assets from unexpected changes in the business.

In order to keep that personal liability protection, you need to properly maintain your LLC or corporation, including drawing a clear line between your business and personal finances. By opening a business bank account, you're making sure that your business is its own entity.

Plus, when it comes to paying taxes, a business account makes it easier to stay on top of your books when tax time rolls around. You'll save time in tracking your spending and receipts, while making sure you take advantage of all your business deductions.

Need help?

Our Business Support team will be happy to assist.

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