Financial advantages for charity and community organizations.
Helping you help others
Focus on what's really important - your community! With no monthly fee and the first 15 transactions free each month, start to plan, build and grow.
Enjoy the rewards of success
If you keep $100,000 in your account each month, any additional debit/credit transaction fees will be waived.1
Key product details
| Monthly fee | $0 up to 15 transactions2 |
| Fees waived if | Balance of $100,000+ |
| Electronic debits & bill payments, telephone inquiries & transfers | $0.60 |
| Additional transactions | $0.80 each3 |
| Interac e-Transfer® | $1.50 each if not included in the first 15 transactions each month |
| Interest earned | $0 - $9,999 0.00% $10,000 & over 0.05%4 |
Ready to get started?
We're both in the business of helping Albertans. Let's get you set up with a Community Spirit Account.
Find the right operating account for your business.
Get your business going
Free Banking for 2025 Startups
Get a Business Plus Account or Business Self-serve Account and an Alberta Rewards BusinesscardTM for one year.
Low fee, 100 free digital transactions
Business Self-serve Account
Take care of your banking yourself–digitally with our lowest fee account. You’ll only pay for in-person banking when you use it.
Bank all the ways you need
Business Plus Account
This account is perfect for businesses that want the flexibility of digital, in-branch, and ABM banking for one monthly fee.
Substantial account activity
Business Premium Service Account
Get numerous transactions plus team member assistance for one monthly fee (waived if you maintain a balance of $75,000 monthly).
Help for those who help
Community Spirit Account
We'll set your charity or community organization up with an account that has flexibility, no monthly fee and 15 free transactions.
The monthly fees waived do not include any Interac e-Transfer fees which are subject to additional charges.
The 15 transactions include any outgoing Interac e-Transfers, cheques, electronic debits or credits and in-branch credits or debits.
Including in-branch debits, credits & bill payments; cheques; and additional telephone inquiries & transfers. Other items, such as wire transfers, bank drafts and NSF charges, are subject to additional charges.
Rates are indicative, subject to change without advance notice and should be confirmed with your ATB expert.
Related documents: ATB Business Banking Account Agreement, Additional Services and Associated Charges
Interac e-Transfer is a registered Trademark of Interac Corp. Used under license.