Operating Accounts

Free Banking for 2019 Startups

No-fee banking services for new businesses.

Take the first step

If you registered or incorporated a business in 2019, get a Go 5 Business, Flex Fit Business or Unlimited Business account free for a year.


​The PAYD system makes it easy to accept credit card payments on your smartphone or tablet. Get a merchant mobile device with no setup fee.

Take a little credit

​Pay no annual fee on an Alberta Rewards Businesscard for a year. Enjoy flexible credit, reward points, and a low minimum payment.

Key product details

 Monthly fee $01
Interac e-Transfer® Unlimited, free
Direct deposits (EFTs, One-off disbursements) Unlimited, free
Online wires Unlimited, free
Online fee statements Free
Cheque Protection Management Free
PAYD Merchant device No set up fee2

Frequently Asked Questions

With this package, you'll have free access to ATB Business online banking and the ATB Business mobile app, Cheque Protection Management and online fee statements. 

Absolutely. As long as you registered or incorporated your business in 2019, you get a full year from the day you open your Go 5 Business, Flex Fit Business or Unlimited Business operating account with no monthly or annual fees.

You won't pay the setup cost, but there's a 2.65% fee for each transaction.

Overdraft and Non-Sufficient Funds (NSF) fees apply to the accounts and services included as part of this package. Cheques are available for an additional cost. If you get the Alberta Rewards Businesscard®, you're responsible for any interest or other fees that are outlined in the Rate and Fee Schedule you'll receive in your application package.

See the full list of charges

When our business banking professionals reach out to finalize your offer, we'll discuss setting up a few of the products that need a bit more information, like direct deposit.

Ready to get started?

We want to make your first year in business as rewarding as possible with free banking for your 2019 startup.

Need help?

Our Client Care team will be happy to assist.