No-fee banking services for new businesses.
Take the first step
The PAYD system makes it easy to accept credit card payments on your smartphone or tablet. Get a merchant mobile device with no setup fee.
Take a little credit
Pay no annual fee on an Alberta Rewards Businesscard for a year. Enjoy flexible credit, reward points, and a low minimum payment.*
Frequently Asked Questions
You won't pay the setup cost, but there's a 2.65% fee for each transaction.
Overdraft and Non-Sufficient Funds (NSF) fees apply to the accounts and services included as part of this package. Cheques are available for an additional cost. If you get the Alberta Rewards Businesscard®, you're responsible for any interest or other fees that are outlined in the Rate and Fee Schedule you'll receive in your application package.
When our business banking professionals reach out to finalize your offer, we'll discuss setting up a few of the products that need a bit more information, like direct deposit.
Find the right operating account for your business.
Monthly fees waived for the first year and offer only valid if your Alberta business was registered or incorporated in 2020 and not tied to an existing business. Regular fees revert on the 13th month from account opening. Contact us prior to the end of the first year to determine if your current account is the best fit for your business needs. For more information, see Go 5 Business Account, Flex Fit Business Account and Unlimited Business Account. The offer doesn't include non-sufficient funds (NSF) fees, over-the-counter wires, cheque ordering, Forex, loan interest, Mastercard® interest, cash/coin limit overages, PAYD Pro device, usage and interest charges or additional sundry charges.
Offer does not include the PAYD Pro device.
*Account holders must go through a credit application process to qualify for the Mastercard.
Offer subject to change at the discretion of ATB.
This product is for Business & Agriculture clients only.
Interac e-Transfer is a registered trademark of Interac Inc. Used under license.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used under license.