Operating Accounts

Business Self-serve Account

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Our lowest monthly fee for businesses that like to bank digitally.

100 free digital transactions

Free transactions equal big savings. Plus our mobile and online platforms provide convenient account management.

Unlimited ATB Moneris deposits

The cost savings continue to add up when you’re not paying fees for your deposits.

Keep it simple

Don’t pay for transitions or services you don’t use.

Small businesses can apply for an attached line of credit to make it your all-in-one business account.

If your business has fluctuating cash flow, this attached line of credit enables efficient financial management and opportunity utilization. The line of credit interest rate is variable based on ATB prime rate. Additional line of credit fees apply. Speak with your Business Advisor or Relationship Manager for details.

Key product details

Monthly Fee $51
Digital transactions First 100 included, then $1 per transaction1
ATB Moneris® deposits Unlimited free
Outgoing Interac e-Transfers First 10 included, then $1.50 per transaction1
Team Member assisted transactions $2.50 per transaction1

Ready to get started?

See how a low monthly fee and 100 free digital transactions translate into more profit. And don’t forget to apply for the attached line of credit.

Frequently asked questions

Yes. Only ATB Business clients, who hold an ATB Moneris Merchant Solutions relationship will receive the unlimited ATB Moneris deposits with this account.

A line of credit can be opened on this account with the help of an ATB Business Advisor or team member.

Yes, an existing line of credit can be linked to this account. Please contact an ATB Business Advisor for further details.

Overdraft interest will be charged when your credit balance is over your line of credit limit. The overdraft interest will be calculated on the daily balance of the amount that is over the limit. You’ll see the overdraft interest charge at the month end.

Yes, this account can be opened without the line of credit.

Yes. You can change your current business operating account to this one without disruption to your banking needs. Reach out to your Business Advisor or Relationship Manager for assistance.

​Find the right operating account for your business.

Need help?

Our Business Support team will be happy to assist.

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