Our lowest monthly fee for businesses that like to bank digitally.
Free digital transactions
Free transactions equal big savings. Plus our mobile and online platforms provide convenient account management.
Unlimited ATB Moneris deposits
The cost savings continue to add up when you’re not paying fees for your deposits.
Keep it simple
Don’t pay for transitions or services you don’t use.
Small businesses can apply for an attached line of credit to make it your all-in-one business account.
If your business has fluctuating cash flow, this attached line of credit enables efficient financial management and opportunity utilization. The line of credit interest rate is variable based on ATB prime rate. Additional line of credit fees apply. Speak with your Business Advisor or Relationship Manager for details.
Key product details
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Monthly fee
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$6
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Digital transactions
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Unlimited
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ATB Moneris® deposits
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Unlimited
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Interac e-Transfers® (Outgoing)
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First 10 included, then $1.50 per transaction
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Team Member assisted transactions
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$5 per transaction
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Cheques written
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$2.50 per item
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Cheques deposited (ABM/Branch)
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$1 per item
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Including in-branch debits, credits & bill payments; electronic debits, credits & bill payments; additional telephone inquiries & transfers; and Interac e-transfers. Other items, such as cash and coin purchases or deposits, electronic funds transfers, wire transfers, bank drafts and NSF charges, are subject to additional charges.
Ready to get started?
See how a low monthly fee and 100 free digital transactions translate into more profit. And don’t forget to apply for the attached line of credit.
Frequently asked questions
Yes. Only ATB Business clients, who hold an ATB Moneris Merchant Solutions relationship will receive the unlimited ATB Moneris deposits with this account.
A line of credit can be opened on this account with the help of an ATB Business Advisor or team member.
Yes, an existing line of credit can be linked to this account. Please contact an ATB Business Advisor for further details.
Overdraft interest will be charged when your credit balance is over your line of credit limit. The overdraft interest will be calculated on the daily balance of the amount that is over the limit. You’ll see the overdraft interest charge at the month end.
Yes, this account can be opened without the line of credit.
Yes. You can change your current business operating account to this one without disruption to your banking needs. Reach out to your Business Advisor or Relationship Manager for assistance.
Find the right operating account for your business.
Free Banking for Startups
Get a Business Plus Account or Business Self-serve Account and an Alberta Rewards Businesscard™ for one year.
Business Plus Account
Get the best of both digital and in-person banking for small- to medium-sized businesses.
Business Premium Service Account
Get flexible banking options for your substantial monthly transactions.
Community Spirit Account
This specialized account keeps costs low for charities and community organizations.
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Including in-branch debits, credits & bill payments; electronic debits, credits & bill payments; additional telephone inquiries & transfers; and Interac e-transfers. Other items, such as cash and coin purchases or deposits, electronic funds transfers, wire transfers, bank drafts and NSF charges, are subject to additional charges.
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Including in-branch debits, credits & bill payments; electronic debits, credits & bill payments; additional telephone inquiries & transfers; and Interac e-transfers. Other items, such as cash and coin purchases or deposits, electronic funds transfers, wire transfers, bank drafts and NSF charges, are subject to additional charges.
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Related documents: ATB Business Banking Account Agreement, Additional Services and Associated Charges
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MONERIS is a registered trademark of Moneris Solutions Corporation, used under licence.
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INTERAC e-Transfer is a registered Trademark of Interac Corp. Used under licence.
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This product is for Business & Agriculture clients only.