Convenient, safe payment collection in-store, online or on-the-go.

Make sales customer-friendly

Give your customers a quick, easy and secure way to pay. Collect payments ​using POS or mobile with customizable options.

No strings attached

With our POS solutions, there are no penalty fees, locked-in contracts or surprises. Plus, our local experts can help you every step of the way.

Secure online transactions

​Moneris Gateway offers you and your worldwide customers a safe and secure online payment system.

For businesses on the go

With Moneris PAYD, accept credit or debit card payments on your mobile device anywhere in Canada, with no cancellation fees or monthly charges.

Upgrade to PAYD Pro

​​Your customers can choose between using Interac® Debit (at no cost to you), credit or their mobile wallet to make a purchase.

Gift cards grow profits

According to Moneris®, 40% of consumers spend an average of 33% more than the amount of their gift card! ​Build your brand with eye-catching designs.

Key product details

POS fee structure Customized
POS contract required None
Moneris PAYD® Mobile Merchant fees PAYD: None
PAYD Pro: $19.95/month
2.65% for each credit card transaction1

Frequently Asked Questions

You should plan for two weeks. All our payment solutions require a credit check and risk assessment as part of the process, and POS devices need to be couriered to your business location.

For PAYD, once you're approved, download the PAYD app, plug in your device, and you’re ready to accept a payment anywhere in Canada!

Our Point-of-Sale devices are self-installed and easy to activate. In the welcome kit, you'll get your device and instructions on how to set it up. We also have a dedicated help desk ready to assist at anytime.

Funds from your daily batch closings will be deposited to your bank account the next business day. Batches must be closed before 11pm MT. 

Our PAYD Mobile solution include processing limits to protect you. Those limits are $5,000/month for PAYD and $10,000/month for PAYD Pro. If you process more than that, transactions can take up to seven days to deposit to your bank account. 

We sure can! For training on how to use the Virtual Terminal, reach out to ATB's dedicated Moneris help desk at 1-866-433-5204. We'll also send you information on how to set up online payments on your website. 

For PAYD merchants, Moneris doesn't officially support the Moneris PAYD Card reader with mobile phones without a headphone jack as the configuration requires a headphone jack adapter in order to plug in the reader.

We recommend upgrading to PAYD Pro for the best mobile payment experience with your new smartphone. PAYD Pro uses a Moneris PAYD Pin Pad that connects to your mobile device over Bluetooth® and allows you to accept Interac Debit, digital wallet and other contactless transactions.

Once you've approved the final card design, you can expect your cards in two weeks. 

Our gift card program allows businesses of any size to sell custom-designed gift cards. To get started, we'll need a copy of your logo and the number of cards you'll need. The minimum order is 200 cards per style. You can talk with a payments expert to review the style options and help you find the right gift card solution for your business.

Ready to get started?

With Merchant Services from ATB, you can give your customers easy, secure ways to pay, wherever they are.

Need help?

Our Client Care team will be happy to assist.