Lines of Credit

Home Equity Line of Credit (HELOC)

Financing on your home, for your life.

Use what you have

Renovating your basement. Funding your child's education. Snowballing your debt. We make it easy to use what you have to get what you need.

Borrow on your timetable

Apply once, and this HELOC is yours as long as you need it. It renews automatically—as you pay down your balance, you regain access to those funds.

Repay on your terms

Make the minimum monthly interest payment or pay more—up to the entire balance. There's no repayment deadline and no fixed term.

Key product details

Interest rate Variable, based on ATB's prime rate
Fees Set up fees may apply1
Credit limit Up to 65% of home equity2
Repayment schedule Flexible

Frequently Asked Questions

Yes. You can take out a HELOC on a rental or investment property, as long as it's residential.

You may have to pay for an appraisal on your home to qualify for this HELOC. Appraisals typically start at $275 and can go up based on the size and location of your home. As well there may be Land Titles registration and legal fees that would need to be considered when opening a new HELOC.

Ready to get started?

You've put everything into your home. It's time you got something back—like the Home Equity Line of Credit.

Find the line of credit that's right for you

Need help?

Our Client Care team will be happy to assist.

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