How paying with your mobile smart device can work for you.
Whether you're out for a run or rushing out to pick up the kids, leave your wallet at home and pay with your phone, watch or tablet.
Paying with your mobile smart device can be safer than paying with your plastic cards because your card and account numbers aren't shared.
Get all the rewards
You still get all the rewards you get when using your plastic credit and loyalty cards. You may even earn more rewards using a mobile wallet.
Frequently Asked Questions
Paying with your mobile smart device can be even more secure than using your plastic card. Mobile wallets like Apple Pay, Samsung Pay, Google Pay™, Fitbit Pay, and Garmin Pay™ use tokenization to create a separate digital transaction account number, which means your actual account and card details aren't shared.
If you lose your card, you can give us a shout and we'll issue a new one—but while you wait for the physical plastic card, you can continue using the card in your smart device. (Adding your Mastercard to your smart device is a great thing to do before you go on a trip.)
You should be able to pay with your mobile smart device at any point-of-sale system that accepts contactless payment (tap)—though some merchants decide to not accept mobile wallet payments. Some mobile wallets also allow you to make payments online and within apps.
Of course! Any perks, rewards or points you earn with your normal Mastercard purchases apply to Mastercard purchases you make using your mobile wallet.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.
Fitbit Pay is a registered trademark of Fitbit, Inc. and/or its affiliates in the United States and other countries.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used under license.
Garmin, D2, fēnix, Forerunner, MARQ, vívoactiveIQ and Garmin Pay are trademarks of Garmin Ltd. or its subsidiaries.