ATB Travel Protection^®

This coverage is available to all ATB clients, and their friends and family. Most plans have no maximum age limit.

ATB Travel Protection is not issued or administered by ATB Financial. Rather, insurance is administered by North American Air Travel Insurance Agents Ltd. doing business as TuGo®, a licensed insurance broker in all provinces and territories. The issuer of the contract is Industrial Alliance Insurance and Financial Services Inc. and Industrial Alliance Pacific General Insurance Corporation.

For vaccinated travellers: New medical coverage benefits for COVID-19 medical and related expenses are added to the Traveller Emergency Medical Insurance plan, up to the policy limit.

For unvaccinated travellers: As of December 22, 2021 TuGo is no longer offering the COVID-19 Insurance - Unvaccinated Plan. Existing policy holders will not be affected. Fully vaccinated ATB clients can access COVID-19-related quarantine benefits under Trip Cancellation & Trip Interruption Insurance (covered risks 1, 2, and 5 for quarantine), providing up to $350 per day to a maximum of $1,500 per insured. ATB clients will also be protected for all of the other covered risks listed under Trip Cancellation & Trip Interruption Insurance, providing additional protection and peace of mind when travelling.

Please visit TuGo for full details.

COVID-19 coverage must be added alongside with a new or existing TuGo worldwide or worldwide excluding USA emergency medical plan. The emergency medical plan must be in place for the entire duration of the COVID-19 coverage.

For travellers 60 years and older to apply, a short COVID-19 medical questionnaire is required and will determine your daily insurance premium rate.

As of December 15, 2021, the Canadian government reinstated the Level 3 "avoid non-essential travel" advisory. We’d like to reassure you that this announcement won’t impact TuGo’s COVID-19 coverage. Please visit TuGo's FAQ page for the most up to date information on COVID-19 travel.

Your credit card may provide basic travel insurance, but you must read the fine print to find out exactly what’s covered, under what conditions and what the limits are. The coverage you have may apply for a limited time period, or be available only to a certain age. And some credit cards will only provide coverage if your trip is paid for with that credit card.

Alberta Health provides only limited coverage for medical treatment and hospital costs outside of Canada. If you’re injured or become ill while away, only about 10% of your medical bills will be covered.