Life Insurance

Universal Life Insurance

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Permanent life insurance combined with tax-preferred savings.

Insurance for life

Flexible insurance to last you a lifetime. Tailor a plan that meets your needs—at a lower cost than many other permanent insurance options.

Adjustable contract

As life changes, change your contract. Stop and start payments. Adjust your monthly payment allocation, which is broken down into savings and insurance.

Tax-preferred savings

Choose investments based on your preferred balance of risk and return. The earnings are tax-deferred and you can access your funds at any time.

Key product details

Premiums Based on age, gender, medical history and coverage level

Frequently Asked Questions

ATB Wealth™ offers comprehensive protection products and services—like Universal Life Insurance—through our subsidiary ATB Insurance Advisors Inc (ATBIA). This type of insurance can only be purchased through ATBIA, which acts as a broker and searches from our pool of nine preferred providers to find the best policy for a client's needs.1

Yes. With the help of our investment experts, you can design your Universal Life Insurance plan to be fully paid up in as few as 10 years, providing you with lifetime protection (up to age 100) without further premiums.

Funds are invested at your (the policy owner's) discretion—not the insurance company's. The investments you are able to make are based on your specific risk profile and include these options: fixed income investments, stock market index accounts, and mutual fund mirrored accounts.

Yes, you can insure several people under one contract.

Ready to get started?

It's important to plan for your future—and the future of your loved ones. With Universal Life Insurance, you can do both.

​Find the life insurance that's right for you.

Need help?

Our Client Care team will be happy to assist.

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