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Business Accounts

The following rates and fees are for ATB Business & Agriculture clients only.


Chequing Accounts


Go 5 Business Banking

Additional in-branch debits, credits & bill payments; electronic debits, credits & bill payments; additional telephone inquiries & transfers; and Interac e-transfers.

Details about cash or coin purchased or deposited in person.

$1.50 each

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Flex Fit Business Banking

Additional in-branch debits, credits & bill payments; electronic debits, credits & bill payments; additional telephone inquiries & transfers; and Interac e-transfers.

Details about cash or coin purchased or deposited in person.

$1.00 each

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Unlimited Business Banking

Additional in-branch debits, credits & bill payments; electronic debits, credits & bill payments; additional telephone inquiries & transfers; and Interac e-transfers.

Details about cash or coin purchased or deposited in person.

Included/ Unlimited

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Speciality Accounts


U.S Chequing Account

In-branch credits & debits $0.80
In-branch bill payment $1.25USD + debit fee
Electronic debits, credits & bill payments N/A
Cheques $0.80USD + debit fee
Interac e-Transfers N/A
Additional telephone inquiries & transfers N/A
Interest Rates:
All balances 0.00%

Details about cash or coin purchased or deposited in person.

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Community Spirit Account

In-branch debits $0.80
In-branch bill payment $0.80
Electronic debits & bill payments $0.60
Cheques $0.80
Interac e-Transfers $1.50
Additional telephone inquiries & transfers $0.60
Interest Rates:
$0 – $9,999 0.00%
$10,000 & over 0.05%

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Pay as you Go Business Account (with or without interest)*

In-branch credits & debits $1.00
In-branch bill payment $1.00
Electronic debits, credits & bill payments $0.80
Cheques $1.00
Interac e-Transfers $1.50 + electronic debit/credit
Additional telephone inquiries & transfers $0.60
Interest Rates:
$0 – $9,999 0.00%
$10,000 & over 0.05%

*No longer available for new accounts as of November 1, 2016. Existing accounts have been grandfathered until further notice.

Details about cash or coin purchased or deposited in person.


Did you know?

ATB Online Transfers to/from another ATB account in the same name are free!

Savings Accounts


U.S Savings Account

In-branch credits & debits Free
In-branch bill payment $1.25 USD + debit fee
Electronic debits, credits & bill payments N/A
Cheques 5.00USD each
Interac e-Transfers N/A
Additional telephone inquiries & transfers N/A
Interest Rates:
$0–4,999 0.05%
$5,000–24,999 0.10%
$25,000 & over 0.10%

Details about cash or coin purchased or deposited in person.

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Business T-Bill Savings Account

In-branch debits $5 each
In-branch & electronic credits Free
In-branch bill payment $1.25 each + debit fee
Electronic debits & bill payments $5
Cheques $5
Interac e-Transfers Send: $1.50 + debit fee
Receive: Free
Additional telephone inquiries & transfers Free
Interest Rates:
$0 to less than $100,000 0.20%
$100,000 to less than $5M 0.50%

Limited Time Offer


Get a 1.5% boosted interest rate when you open a T-Bill Savings Account or add new funds to your existing T-Bill Savings Account until August 31, 2018.1


Learn more about this offer

1 This offer is available to existing and new Business & Agriculture clients on new funds deposited into a new or existing T-Bill Savings Account between May 15 and August 31, 2018. The boosted interest rate will not be paid on funds transferred from an existing T-Bill Savings Account to a new T-Bill Savings Account that is opened during the promotion, or on funds transferred from an existing T-Bill Savings Account to another ATB bank account, and transferred back to the T-Bill Savings Account. Maturing investments deposited into a T-Bill Savings Account are not eligible for this offer, but will receive the regular posted T-Bill Savings Account interest rate. On September 1, 2018, regular posted rates are effective on all funds. Boosted interest is calculated daily and paid at month-end. This offer is subject to change without notice and may not be combined with other offers.​

Details about cash or coin purchased or deposited in person.

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Business Savings Account

In-branch credits & debits $1.25 each
In-branch bill payment $1.25
Electronic debits, credits & bill payments $1.00
Cheques $5.00
Interac e-Transfers Send: $1.50 + debit fee
Receive: Free
Additional telephone inquiries & transfers $0.60
Interest Rates:
$0–24,999 0.20%
$25,000 & over 0.35%

Details about cash or coin purchased or deposited in person.

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AgriInvest Savings Account

Interest Rates:
All balances 0.82%

More info


Additional account information

Additional items, such as electronic funds transfers, cash and coin fees, wire transfers, sending bank drafts and insufficient fund (NSF) charges, are subject to other fees dependent upon the item.

All rates and fees listed here apply to Business & Agriculture Accounts. Rates are indicative, subject to change without notice and should be confirmed with your ATB expert.

Information about cash and coin deposit

The first $20,000 in cash and $2,000 in coin deposited or purchased each month will be included with Business & Agriculture Canadian currency chequing and savings accounts.

Otherwise the following fees apply:

  • $2.00 per $1,000 for cash deposited.
  • $2.00 per $100 for coin deposited.
  • $1.50 per $1,000 for cash purchased.
  • $1.50 per $100 for coin purchased.

Community Spirit accounts are excluded from cash and coin fees. US chequing and US savings account charges will be in USD.

Electronic debits/credits:

Using your debit card, paying for bills online, or accepting payments electronically (i.e. depositing a cheque or bank draft in the ABM).

In-branch debits/credits:

Typical deposits (cheques, cash etc.) or withdrawals (like money orders or drafts) done in branch with a teller.

Cheques:

When a cheque is cashed or cleared.

Telephone inquiries & transfers:

Inquiries and transfers made through telephone banking (20 included in each account).

Additional services and fees

Read the fine print.

Download

Business and agriculture account agreement

Read the fine print.

Download

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