Credit Cards

Alberta Businesscard™ Mastercard®

Do what you do best with a card that helps manage your cash flow.

Get a customized interest rate

​Your low personalized interest rate can make a big difference when you have to pay sooner than you get paid.

Repay your way

Minimum payments are a low 3% of your balance for those months when receivables stack up.

Pay on-the-fly

Pay securely using your mobile wallet and pay your bill with your mobile device or online. Because business doesn't stop for banking.

Purchase with confidence

Your purchases are protected by Mastercard® Zero-Liability, Purchase Assurance and Extended Warranty1.

Enjoy car rental discounts

Get up to 25% off car rentals through Avis® or Budget® when you pay with your card.

Key product details

Interest rate Low, personalized
Annual fee  $65 for limits up to $50,000
$130 for limits over $50,000
Supplemental cards $35/card
Low minimum monthly payment 3% of your balance
Coverage Car Rental Accidental Death & Dismemberment1
Car Rental Collision Damage Waiver1
Common Carrier Accidental Death and Dismemberment1
Purchase Assurance & Extended Warranty1
Travel Assistance2
See FAQs for more details.
Car rental discounts Enjoy up to 25% off car rental rates at Avis® and Budget®.
See FAQs for more details.
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Frequently Asked Questions

The biggest benefit of having a separate business credit card is the ability to separate business and personal purchases. You could also save a lot of money in interest and have lower minimum payments. If you're collecting rewards, you'll be able to transfer points between your business and personal Mastercard® so you can redeem faster for what you want most.

For most new businesses, we'll collect your personal financial information so that you can personally guarantee the credit card. If you have an established business, we'll review your business financial statements and business results. For established businesses, we'll also require information for individuals that own 25% or more of the company, or information about directors if it's a corporation.

You definitely do! Here's a list of all of the coverage you can receive with your Alberta Businesscard™.

  • Car Rental Collison Damage Waiver: When you use your card to purchase the full cost of a rental car, receive up to 31 days of collision damage waiver coverage, and personal effects insurance coverage up to $1,000 per insured person.
  • Car Rental Accidental Death & Dismemberment: When you use your card to purchase the full cost of a rental car, receive up to $150,000 per insured person who has sustained an injury while using the rental vehicle.
  • Common Carrier Accidental Death & Dismemberment: When you use your card to purchase the full cost of common carrier travel, receive up to $200,000 if a covered loss occurs while occupying a common carrier.
  • Hotel/Motel Burglary Insurance: When you charge the full cost of your Hotel/Motel room to your card, you will be covered up to $1,000 for theft of most personal items, for the period of time between Check In and Check Out, within Canada and the United States.
  • Purchase Assurance & Extended Warranty: When you use your card to purchase eligible new items, protect against damage or theft for up to 90 days, and double the original manufacturer’s warranty up to one additional year.

Enjoy up to 25% off car rental rates at Avis and Budget when you pay with your Alberta Businesscard™.

Using your card, quote AWD #C376000 at participating Avis locations or BCD #A369800 at participating Budget locations.

To reserve with Avis, visit avis.com/atb or call 1-800-879-2847. To reserve with Budget, visit budget.com/atb or call 1-800-268-8900.

This policy ensures that you won't be liable for unauthorized purchases made on your Mastercard®, provided that you have taken measures to protect your card credentials (passwords and PIN) and that you report the unauthorized transactions as soon as you notice them.

First, remember to document as much information as you can, especially while travelling. File a police report where necessary. If you've been in a car accident, always collect information on the other vehicle and its driver.

To make a claim, contact the claims administrator at 1-866-305-0888 within 48 hours of the incident.

Ready to get started?

Take care of business your way with the Alberta Businesscard™.

Need help?

Our Client Care team will be happy to assist.