Accomplish big goals for your small business.
No annual fee. Use a credit card exclusively for business expenses and simplify your accounting.
Monthly cash back. Earn 1% cash back* and see it applied to your card's balance or to your deposit account.
Insurance and protection. Take advantage of car rental coverage, purchase assurance and more.
Key product details
|Interest rates||See current rates|
|Rewards||1%* cash back to your card's balance or deposit account monthly|
|Supplemental cards|| $0 for the first 3 cards
$60 per each additional card
|Coverage|| Purchase Assurance and Extended Warranty1
Car rental insurance coverage1
Identity Theft Assistance Service1
See FAQs for more details.
|Car rental discounts|| Enjoy up to 25% off car rental rates at Avis® and Budget®
See FAQs for more details.
Answering your questions
Not only do you get great perks like 1% cash back, but having a designated business credit card allows you to separate business and personal purchases. Even better? It’s a move that can also help the bottom line of your business and even provide the added benefit of having your cash back rewards redeemed monthly. See what’s possible with an ATB MyBusiness Rewards Mastercard.
To apply for this card, book an appointment and visit us in-branch. This card cannot be acquired online.
For most new businesses, we collect personal and financial information. If you have an established business, we review the financial statements and results associated with that business. For established businesses, we'll also require information for individuals that own 25% or more of the company, or information about directors if it's a corporation. All personal and financial information we collect is to support the application.
If you're not a small business but are looking for a business-focused credit card, we have a variety of options that might be better suited to your needs. Learn more about our other business Mastercards here.
Cash back is earned on all eligible purchases. New purchases made with your card qualify to earn rewards. While cash back can be earned on a wide range of goods and services, there are a few exceptions. Cash advances and cash-like transactions (balance transfers, Mastercard® cheques and gambling) do not qualify to earn rewards. Also, if a refund for a purchase is processed to your Mastercard, the value will be deducted from your rewards account.
Your cash back monthly redemption will be made as a statement credit automatically or you can choose to redeem it to a deposit account. To redeem it as a deposit, visit ATBmybusinessrewards.com and complete your registration. Once the registration is complete, go to Auto-scheduler, press the Enable button and follow the steps.
There’s an impressive collection of insurance and protection packed into this card. Here's a look at all of the valuable coverage you receive with your ATB MyBusiness Rewards Mastercard.
- Purchase Assurance & Extended Warranty: When you use your card to purchase eligible new items, protect against damage or theft for up to 90 days, and double the original manufacturer’s warranty up to one additional year.
- Car Rental Collision Damage Waiver: When you use your card to purchase the full cost of a rental car, receive up to 31 days of collision damage waiver coverage up to $85,000.
- Travel Assistance Services: Travel Assistance Services include: Emergency cash transfer, lost document and ticket replacement, pre-trip information, and legal referrals and payment assistance.
- Identity Theft Assistance Service. Identity theft legal experts will provide you with general legal information on identity theft and how to prevent it from happening to you. Identity theft legal experts will help you identify the steps you need to take to restore your identity and will provide personalized information to assist you.
When you pay with your ATB MyBusiness Rewards Mastercard, you can enjoy up to 25% off car rental rates at Avis® and Budget®.
Use your ATB MyBusiness Rewards Mastercard and quote AWD #C376000 at participating Avis locations or BCD #A369800 at participating Budget locations. To reserve with Avis, visit avis.com/atb or call 1-800-879-2847. To reserve with Budget, visit budget.com/atb or call 1-800-268-8900.
How to Claim: Immediately after learning of any loss or occurrence, and prior to proceeding with any action, repair services, or replacement of the covered item, you must notify the insurer by calling 1-866-305-0888 to obtain a claim form, or file a claim online at cardbenefits.assurant.com.
For further details and requirements, please refer to the Cardholder Agreement.
Any eligible new purchase made to your card qualifies to earn rewards. Transactions that do not earn rewards are things like cash advances and cash-like transactions (balance transfers, Mastercard® cheques and gambling) which are not considered eligible purchases. Additionally, if a refund for a purchase is processed to your Mastercard, the value will be deducted from your rewards account.
Ready to get started?
Let your small business reap the rewards of an ATB MyBusiness Rewards Mastercard. Turn everyday business spending into incredible rewards like cash back and have no annual fee.
Find the right Mastercard for your business.
Coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and/or American Bankers Insurance Company of Florida (ABIC). ABLAC, ABIC, their subsidiaries and affiliates carry on business in Canada under the name of Assurant®.
Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with your card, and online at atb.com.
Details of insurance coverages, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with your card.
Related documents: Mastercard Rates & Fees, ATB Financial Business Mastercard Cardholder Agreement
*Refer to ATB Business Cash Back Rewards Program found in ATB Financial Business Mastercard Cardholder Agreement.
ATB and ATB MyBusiness Rewards are registered trademarks, the ATB logo is a trademark, of ATB Financial.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Used under licence.
Avis is a registered trademark licensed to AvisCar, Inc. for use in Canada.
Budget is a registered trademark licensed to Budgetcar Inc. for use in Canada