The perfect balance of earning potential and flexibility.
Multiply your extra cash
Have some extra cash on hand? Invest $1,000 or more in an Amplify GIC and watch it grow.
Cash in without penalty
Need capital, fast? Cash in your Amplify GIC any time, without penalty.
Earn more over time
The longer your money remains deposited, the more total interest you earn. Leaving your investment for a full year will yield the best return on your savings.
Key product details
| Fees | No penalty for early withdrawal |
| Interest earned | See current rates1 |
| Term range | Earn full rate of return after one year. Redeem anytime |
| Minimum investment | Just invest a minimum of $1,000 and watch it grow |
| Cashability | Redeem any time (refer to rates of interest above) |
| Investment plan | Keeping your GIC for the full year yields the best return on your investment. |
Frequently Asked Questions
You can start with a minimum investment of only $1,000.
You must withdraw the full amount of the investment if you decide to remove funds prior to the end of the full term at one year.
All new funds are added as a new GIC starting on day 0. So, if you added new funds at day 180 to your existing GIC, you would have some funds available at the rate for 180 days and some funds available at 0.0%.
There is no penalty to withdrawing funds before 30 days have passed, although interest will not be earned on these funds.
Please reach out to your Relationship Manager or Account Manager for current maximum balance limits.
Connect with an expert.
The Amplify Business GIC is a smart, cashable, term investment designed to grow your invested funds while making your money available if you need it.
Find the right GIC for your business.
Business Redeemable GIC
Earn guaranteed interest for terms of 30 days to five years, with no redemption penalties.
Business Non-Redeemable GIC
Lock your cash in for terms of 30 days to five years and earn higher interest, guaranteed.
Business US Dollar Redeemable GIC
Earn guaranteed interest on your USD in USD, with no fees or redemption penalties.
Business USD Non-Redeemable GIC
Earn interest in USD with a low initial investment and terms ranging from one to five years.
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Rates subject to change without notice. Visit atb.com/rates or any ATB branch for current rates.
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The Amplify Business GIC is subject to availability. ATB Financial reserves the right to withdraw this offer at any time.
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Non-registered product. Also referred to as a Fixed Date Deposit.
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This product is for Business & Agriculture clients only.