Business Non-Redeemable GIC
A hands-off business investment with guaranteed returns.
Low minimum investment
With an initial minimum investment of only $1,000, the Non-Redeemable GIC makes it easy to start growing your business dollars.
Sit back and relax
Your original investment amount (principal) and returns are fully guaranteed, so you don't need to worry about market fluctuations.
Choose your own terms
This GIC is non-cashable during the investment term, so choose from term lengths between 30 days and five years—whatever works for you.
Key product details
| Fees | No fees |
| Interest earned | Rates depend on the term and interest frequency you select. Check current rates1 |
| Term range | All terms from 30/60/90/120/180/270 days, 1 year, or annually up to 5 years |
| Minimum investment | $500 or $1,0002 |
| Redeemable during term | No |
Frequently Asked Questions
You can't hold a Business Non-Redeemable GIC within a registered plan (such as an RRSP, RRIF, TFSA, or RESP).
Connect with an expert.
There are enough risks in business without risking your hard-earned money. Secure and grow your money with a Business Non-Redeemable GIC.
Find the right GIC for your business.
Business Redeemable GIC
Earn guaranteed interest for terms of 30 days to five years, with no redemption penalties.
Amplify Business GIC
Watch your investment grow, with the flexibility to cash it in any time without penalty.
Business US Dollar Redeemable GIC
Earn guaranteed interest on your USD in USD, with no fees or redemption penalties.
Business USD Non-Redeemable GIC
Earn interest in USD with a low initial investment and terms ranging from one to five years.
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Rates can depend on the term, interest frequency and investment option you select and are subject to change without notice.
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$500 for terms equal to or greater than one year and $1,000 for terms less than one year.
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Non-registered product. Also referred to as a Fixed Date Deposit.
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This product is for Business & Agriculture clients only.