Business Non-Redeemable GIC

A hands-off business investment with guaranteed returns.

With an initial minimum investment of only $1,000, the Non-Redeemable GIC makes it easy to start growing your business dollars.

Your original investment amount (principal) and returns are fully guaranteed, so you don't need to worry about market fluctuations.

This GIC is non-cashable during the investment term, so choose from term lengths between 30 days and five years—whatever works for you.

Fees	No fees
Interest earned	Rates depend on the term and interest frequency you select. Check current rates ¹
Term range	All terms from 30/60/90/120/180/270 days, 1 year, or annually up to 5 years
Minimum investment	$500 or $1,000²
Redeemable during term	No

You can't hold a Business Non-Redeemable GIC within a registered plan (such as an RRSP, RRIF, TFSA, or RESP).

There are enough risks in business without risking your hard-earned money. Secure and grow your money with a Business Non-Redeemable GIC.

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Amplify your business

A smart, cashable, short-term investment with a perfect balance of earning potential and flexibility.

A solid, flexible investment

A guaranteed return when you leave your cash on deposit for a set period—and the option to withdraw it if you need it earlier.

Better earnings over time

A guaranteed return when you save for a set period. With terms from 30 days to five years, you can choose one that suits you.

Invest in US dollars

Enjoy earned interest over flexible terms—all in US dollars. Your original investment and earned interest are guaranteed.

Strong US dollar returns

A guaranteed return when you save for a set period. Choose the deposit term that suits your needs for locking in your US dollars.

Rates can depend on the term, interest frequency and investment option you select and are subject to change without notice.
$500 for terms equal to or greater than one year and $1,000 for terms less than one year.
Related documents: Business Agriculture Fixed Date Deposit Agreement, Additional Services and Associated Charges
Non-registered product. Also referred to as a Fixed Date Deposit.
This product is for Business & Agriculture clients only.

Our Business Support team will be happy to assist.

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