GICs

Business Non-Redeemable GIC

A hands-off business investment with guaranteed returns.

Low minimum investment

​With an initial minimum investment of only $1,000, the Non-Redeemable GIC makes it easy to start growing your business dollars.

Sit back and relax

​​Your original investment amount (principal) and returns are fully guaranteed, so you don't need to worry about a fluctuating stock market.

Choose your own terms

This GIC is non-cashable during the investment term, so choose from term lengths between 30 days and five years—whatever works for you.

Key product details

Fees No fees
Interest earned Rates depend on the term and interest frequency you select. Check current rates1
Term range All terms from 30/60/90/180/270 days, 1 year, 18 months, or annually up to 5 years
Minimum investment $1,000 
Cashability No option for early redemption

Frequently Asked Questions

You can't hold a Business Non-Redeemable GIC within a registered plan (such as an RRSP, RRIF, TFSA, or RESP).

Yes, the Non-Redeemable GIC can be held as a joint investment between two co-signers.

Connect with an expert.

There are enough risks in business without risking your hard-earned money. Secure and grow your money with a Business Non-Redeemable GIC.

Need help?

Our Client Care team will be happy to assist.