US Dollar Non-Redeemable GIC

A secure US dollar business investment with guaranteed returns.

Grow your US dollar funds

Enjoy the security of a GIC in US funds. Your investment and interest are both guaranteed.

Low minimum investment

​​A low minimum initial investment of $500 USD lets you start now while making it easy to grow your USD cash.

Choose your own terms

Terms range from one to five years. This US dollar GIC is non-cashable. Choose a term that's right for you and your business.

Key product details

Interest earned Rates depend on the term and interest frequency you select. Check current rates1
Term range 1 to 5 years
Minimum investment $500 USD
Cashability Not redeemable during term

Frequently Asked Questions

Yes. You can hold a Business US Dollar Non-Redeemable GIC within a government-registered investment plan (like a Tax-Free Savings Account, a Registered Education Savings Plan, Registered Retirement Savings Plan, or Registered Retirement Income Fund). You'll pay no income tax on the interest you earn within a TFSA; and the interest you earn within an RESP, RRSP or RRIF is tax-deferred, which means you pay income tax on it only when you withdraw it.

Note: The above tax implications apply to Canada only. For clients also filing US taxes, please consult a licensed accountant for more information.

Based on the plan you're investing within, maximum investment amounts may apply.

Yes, you can. The Business Non-Redeemable US Dollar GIC can be held as a joint investment between two co-signers.

Connect with an expert.

There are enough risks in business without risking your hard-earned money. Grow your business savings with
a Non-Redeemable US Dollar GIC.

Find the right GIC for your business.

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