Good Advice

Credit and Debt

Balance credit and debt responsibly

Set yourself up for success.

Debt and credit are key aspects of financial planning and can be effective when managed correctly.

6 steps to consolidating your debt

Debt consolidation is a simple way to simplify your payments and save money on interest.

How to use a credit card and line of credit effectively

By understanding the risks of credit and how to manage it effectively, you can prevent it from spiralling out of control.

Understanding personal loans

Join ATB as we uncover the subtle differences between secured, unsecured, debt consolidation, and payday loans. 

7 important credit lessons

Here are 7 credit tips to help you avoid debt drama.

Why consolidate debt?

Debt consolidation involves borrowing money from one lower-interest lender to pay off your debts with other higher-interest lenders.

How to build good credit and avoid fraud

Credit cards are amazingly convenient. But before you start making purchases on your card, there are a couple things you should know.

Top 5 credit card myths (and what to believe instead)

Credit card myths are not only incredibly common, but incredibly expensive mistakes to make. Here are some myths that need to be debunked!

Upgrade your life with a line of credit

Whether you’re looking to afford your dream wedding, fix the radiator in your car, or simply top up your investments, a home equity line of credit (HELOC) can help make it happen.

Trip tips: Using your card south of the border

A few helpful credit card tips for your next trip or vacation down in the United States.

The dos and don'ts of credit card balance transfers

Credit card balance transfers offer you a way to borrow money from your credit card at a special, limited-time low rate. 

Your credit score explained

Here's a breakdown of the good, bad, and costly habits that affect your credit score.

13 common financial mistakes to avoid

We all make mistakes with money, but if we don’t learn from them they can be costly and stressful. Learn how to avoid these common financial blunders.

Budget your way out of debt

Here are a few tips to help you start saving and stop adding to your debt.

How to stay on track with your debt repayment

How to stay on track with your debt repayments. 

How ATB Mastercard® insures you. And your pets

Your ATB Mastercard®️ offers optional and automatic insurance coverages like car rental, travel and even pet insurance.

Payments, interest, fees, and your Mastercard® balance

When you make a payment to your Mastercard®️ it goes toward your balance—after your interest charges and fees are all paid off.

Understanding your Mastercard® statement and how to pay it

Making payments to your ATB Mastercard®️ is simple with ATB Online and ATB Mobile. Here’s how to do it.

How to protect your PIN

6 tips to help you protect your PIN and personal information.

How ATB Mastercard® protects you with Zero Liability

Pay with your ATB Mastercard®️ and these automatic insurances will protect you and your possessions.

How to redeem your ATB Gold My Rewards points

Cash in your Gold My Rewards Travel points for the trip, gift or cash deposit you’ve been dreaming of. Here’s how to do it.

Points or cash back?

With so many credit card reward programs out there, it can be difficult to decide which option gives you the most value in return.

The different kinds of cash back credit cards

Learn which cash back credit card option is best suited to your lifestyle.

Need help?

Our Client Care team will be happy to assist.