Renew or Refinance
The time has come to renew your mortgage or refinance your home. Take a moment to review your options and find one that works for you.
How renewing or refinancing with ATB can work for you.
Taking advantage of current interest rates earlier may save you money. You can renew your closed ATB mortgage within 90 days of maturity with no prepayment penalty. With an open mortgage, you can renew early at any time without penalty.
Take your mortgage with you
If you’ve fallen in love with a new home but want to keep your current interest rate, you can ‘port’ your existing ATB mortgage to your new home with the exact terms that remained at the time of the transfer and no prepayment penalties.
Blend and extend
Renew early, buy another property or refinance without a prepayment penalty. Blending and extending your fixed-rate ATB mortgage lets you combine interest rates, extend your current mortgage and borrow funds at your new blended rate.
Find the renewal or refinancing option that works for you.
Pre-payment percentage based on original mortgage amount. Prepay or increase payments by 10% available on Rate First mortgages only.