Mortgages

Renew or Refinance

The time has come to renew your mortgage or refinance your home. Take a moment to review your options and find one that works for you.

How renewing or refinancing with ATB can work for you.

Renew early

Taking advantage of current interest rates earlier may save you money. You can renew your closed ATB mortgage within 90 days of maturity with no prepayment penalty. With an open mortgage, you can renew early at any time without penalty.

Take your mortgage with you

If you’ve fallen in love with a new home but want to keep your current interest rate, you can ‘port’ your existing ATB mortgage to your new home with the exact terms that remained at the time of the transfer and no prepayment penalties.

Blend and extend

Renew early, buy another property or refinance without a prepayment penalty. Blending and extending your fixed-rate ATB mortgage lets you combine interest rates, extend your current mortgage and borrow funds at your new blended rate.

​Find the renewal or refinancing option that works for you.

Need help?

Our Client Care team will be happy to assist.

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