Savings Accounts
No-fee accounts designed to make your money work harder for you.
Earn more as you save
How a savings account can work for you.
Make your money multiply
Earn interest on savings to help beat inflation while maintaining easy access to your funds.
Save up
Use a savings account to set aside money for a future purchase or endeavour. A new car. Kitchen renovations. Cello lessons. It's up to you.
Secure your funds
A safe place to keep your money—whether you're a server with a shoebox full of cash tips, or you're just not sure where to invest.
Find the savings account that's right for you.
Make saving straightforward
Springboard Savings® Account
Your no-risk way to get bonus interest and pay no annual fee.
Accelerate your saving
ATB High Interest Savings Account
Get started with managing your money
Generation Account™
It's never too early to learn money management. Albertans 25 years of age and younger can save, spend and transfer for no monthly fee.
Frequently Asked Questions
Though the answer will vary from person to person, a good rule of thumb is that a savings account is a good option for the short term, especially if you need easy access to your funds. Investments are a smart way to grow your savings over the long term, protecting them from depreciation and maybe even making them earn more money for you.
Some savings projects - like saving for your child's post-secondary education or saving for retirement - might be best served by specialized investments like Registered Education Savings Plans (RESPs) and Registered Retirement Savings Plans (RRSPs). Even if you're not looking quite that far ahead, you might want to consider a Tax-Free Savings Account (TFSA). These investments also offer tax benefits that you can use to save even more.
You can sync your ATB savings account with Apple Pay, Samsung Pay or Google Pay™. However we don’t recommend it, since your savings account is designed for you to save (not spend). Plus, when you use your savings account for more than one transaction per month, there will be a $5 transaction fee each time. You’re better off using your chequing account or credit card for everyday transactions.
*The bonus offer is available on net new funds deposited into a new or existing Springboard Savings Account between November 25, 2024 and March 31, 2025. The bonus interest rate will be calculated on the daily closing account balance and paid out monthly on net new balances. Tax implications may be associated with this offer. This offer is subject to change without notice and cannot be combined with other offers. Only up to $1 million dollars ($1,000,000) of new funds deposited will be eligible for the bonus interest.
Net new funds can be defined as an increase or decrease in balance by making additional contributions / deposits or withdrawals to the account during the campaign period. Additional contributions/deposits can come from a different ATB account type or by transferring funds from another financial institution. Funds transferred between Springboard Savings accounts would not be eligible for the bonus interest offer.
The up to 4.00% interest rate is the combination of the base interest rate of up to 1.00% on a Springboard Savings Account with the 3.00% bonus offer on net new deposits.
The material on this page is for informational purposes only and should not be considered as ATB Financial offering tax, legal, financial or investment advice. ATB Financial cannot guarantee the accuracy or completeness of this page, but it is believed to be correct as of the time of publication. ATB High Interest Savings Account and ATB U.S. Investment Savings Account are available through registered investment dealers authorized by ATB Financial. Accounts will be set up in Nominee form only, in the name of the dealer and may only be purchased and redeemed through FundSERV®.
Springboard Savings is a registered trademark of ATB Financial.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.