Savings Accounts

Springboard Savings® Account

All-access saving. No risk. No fuss. No monthly fee.

Earn premium interest

​Enjoy higher interest rates without the obligations. No minimum balance, but you'll earn even more on balances over $5,000.

Get unrestricted access

One free withdrawal a month at any ATB branch or automated banking machine (ABM). You'll pay for additional debits—but deposits and transfers to ATB accounts are free.

Save on fees

A high-interest savings account with no monthly fee. Every nickel you deposit goes to work for you, not into someone else's pocket.

Key product details

Interest earned $0 - $4,999.99: 0.10%1
$5,000 and over: 1.00%1
Monthly fee $0
Interac e-Transfer® $1.50 each
Interac e-Transfer Request Money $1.50 each
Global Transfers $50 - $999.99: $5 CAD
$1,000 - $5,000: Free
Special countries: $15 CAD

Frequently Asked Questions

Yes, you can. The Springboard Savings Account can be a joint account.

  • $5 each for in-branch withdrawals and transfers
  • $5 each for cheques
  • $5 each for electronic transactions (deposits are free)
    • in addition to standing fees for Interac e-Transfer and Global Transfers
    • includes ABM withdrawals (in addition to any over limit fees)
  • Transactions conducted by telephone banking are free

This account is designed as a traditional savings account that allows you to work toward your goals and earn a competitive interest rate on the money you save. You can still perform transactions through this account, but you will have to pay extra. Consider opening a chequing account as well. That will save you from paying for every transaction.

Different interest rates are applied to each tier of the daily closing balance of the account--one tier being the portion of the balance below $5,000, and the other tier being the portion of the balance $5,000 and above. For example, a balance of $8,000 in a Springboard Savings Account would receive an interest rate of 0.10% on the first $4,999.99 and an interest rate of 1.05% on the remaining $3,000.01

Within Alberta, you pay regular fees at non-ATB ABMs. You should be notified of these fees and prompted to approve them before proceeding with the transaction.

Withdraw cash at any non-ATB ABM outside Alberta, but within Canada, for a fee of $1.50 per withdrawal (this does not include fees you may agree to pay when making the withdrawal at the non-ATB ABM).

Travelling outside of Canada? Withdraw cash at any ABM on the Cirrus® network for a fee of $5 per withdrawal (this does not include fees you may agree to pay when making the withdrawal at the non-ATB ABM).2

Ready to get started?

The Springboard Savings Account. A safe place to park the money you'll need easy access to down the road.

Existing ATB Customers

If you’re an existing ATB customer, you can get started here.

New Customers

If you’re new to ATB, you can get started here.

​Find the right savings account for you.

Need help?

Our Client Care team will be happy to assist.