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Savings Accounts

Springboard Savings® Account

All-access saving. No risk. No fuss. No monthly fee.

Earn premium interest

​Enjoy higher interest rates without the obligations. No minimum balance, but you'll earn even more on balances over $5,000.

Get unrestricted access

One free withdrawal a month at any ATB branch or automated banking machine (ABM). You'll pay for additional debits—but deposits and transfers to ATB accounts are free.

Save on fees

A high-interest savings account with no monthly fee. Every nickel you deposit goes to work for you, not into someone else's pocket.

Key product details

Interest earned $0 - $4,999.99: 0.10%1
$5,000 and over: 0.50%1
Monthly fee $0
Interac e-Transfer® $1.50 each
Interac e-Transfer Request Money $1.50 each
Global Transfers $50 - $999.99: $5 CAD
$1,000 - $5,000: Free
Special countries: $15 CAD
Save to win Make any deposit into this account and you’ll be entered to win big cash prizes, automatically. Every month we give away up to $50,000 through our deposit yourself here contest!3

Frequently Asked Questions

Yes, you can. The Springboard Savings Account can be a joint account.

After using the one free withdrawal available to you each month, the following fees will apply when moving money out of your Springboard Savings Account.

  • $5 each for in-branch and ABM withdrawals and transfers
    • Transfers made through telephone banking are not charged a fee
  • $5 each for cheques drawn on your account
  • $5 each for outgoing electronic transactions
  • Additional service fees apply to Interac e-Transfers and Global Transfers

Transactions such as bill payments also carry an additional fee, which is added to the withdrawal fee. 

For more details on our services and fees, see Additional Services and Associated Charges.

This account is designed as a traditional savings account that allows you to work toward your goals and earn a competitive interest rate on the money you save. You can still perform transactions through this account, but you will have to pay extra. Consider opening a chequing account as well. That will save you from paying for every transaction.

Different interest rates are applied to each tier of the daily closing balance of the account--one tier being the portion of the balance below $5,000, and the other tier being the portion of the balance $5,000 and above. For example, a balance of $8,000 in a Springboard Savings Account would receive an interest rate of 0.10% on the first $4,999.99 and an interest rate of 1.00% on the remaining $3,000.01

Within Alberta, you pay regular fees at non-ATB ABMs. You should be notified of these fees and prompted to approve them before proceeding with the transaction.

Withdraw cash at any non-ATB ABM outside Alberta, but within Canada, for a fee of $1.50 per withdrawal (this does not include fees you may agree to pay when making the withdrawal at the non-ATB ABM).

Travelling outside of Canada? Withdraw cash at any ABM on the Cirrus® network for a fee of $5 per withdrawal (this does not include fees you may agree to pay when making the withdrawal at the non-ATB ABM).2

Ready to get started?

The Springboard Savings Account. A safe place to park the money you'll need easy access to down the road.

Existing ATB Customers

If you’re an existing ATB customer, you can get started here.

New Customers

If you’re new to ATB, you can get started here.

​Find the right savings account for you.

Need help?

Our Client Care team will be happy to assist.