Accelerate your saving with an ATB High Interest Savings Account
Get guaranteed returns with competitive interest rates and security. No terms or maturity dates.
How a savings account can work for you.
Make your money multiply
Earn interest on savings to help beat inflation while maintaining easy access to your funds.
Save up
Use a savings account to set aside money for a future purchase or endeavour. A new car. Kitchen renovations. Cello lessons. It's up to you.
Secure your funds
A safe place to keep your money—whether you're a server with a shoebox full of cash tips, or you're just not sure where to invest.
Compare savings accounts.
Find the account that’s right for you
Not sure which account is right for you? Our savings account selector tool can help you find the best account.
Frequently Asked Questions
Though the answer will vary from person to person, a good rule of thumb is that a savings account is a good option for the short term, especially if you need easy access to your funds. Investments are a smart way to grow your savings over the long term, protecting them from depreciation and maybe even making them earn more money for you.
Some savings projects - like saving for your child's post-secondary education or saving for retirement - might be best served by specialized investments like Registered Education Savings Plans (RESPs) and Registered Retirement Savings Plans (RRSPs). Even if you're not looking quite that far ahead, you might want to consider a Tax-Free Savings Account (TFSA). These investments also offer tax benefits that you can use to save even more.
You can sync your ATB savings account with Apple Pay, Samsung Pay or Google Pay™. However we don’t recommend it, since your savings account is designed for you to save (not spend). Plus, when you use your savings account for more than one transaction per month, there will be a $5 transaction fee each time. You’re better off using your chequing account or credit card for everyday transactions.
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Interest is calculated on the daily tiered marginal closing account balance and paid monthly on the last day of the month. Interest is paid in the same currency as the account. Interest rates are calculated on a per annum basis. Interest rates and balance tiers are specific to each account type and are subject to change at any time without advance notice.
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Net new funds refers to the net increase in the account's balance resulting from deposit and withdrawal activity occurring exclusively during the campaign period. Additional contributions/deposits can come from a different ATB account type or by transferring funds from another financial institution. Funds transferred between Springboard Savings accounts may not be eligible for the bonus interest offer.
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Interest is calculated on the daily tiered whole closing account balance and paid monthly on the last day of the month. Interest is paid in the same currency as the account. Interest rates are calculated on a per annum basis. Interest rates and balance tiers are specific to each account type and are subject to change at any time without advance notice.
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The material on this page is for informational purposes only and should not be considered as ATB Financial offering tax, legal, financial or investment advice. ATB Financial cannot guarantee the accuracy or completeness of this page, but it is believed to be correct as of the time of publication. ATB High Interest Savings Account and ATB U.S. Investment Savings Account are available through registered investment dealers authorized by ATB Financial. Accounts will be set up in Nominee form only, in the name of the dealer and may only be purchased and redeemed through FundSERV®.
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Springboard Savings is a registered trademark of ATB Financial.
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Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC. -
Springboard Savings is a registered trademark of ATB Financial.