Good Advice

Saving and Investing

Invest in your future

It pays to start early.

Whether you’re saving for a vacation, or investing in the future, we want to help you reach all of your financial goals.

Budgeting 101

Budgeting lets you be in control of your destiny, and helps you spend and save with confidence.

Nine basic investment terms to get you started

The first step to learning about investing is learning the terminology. Here are 9 basic investment terms to get you started.

ATB’s Hierarchy of Financial Wellness

The three foundations of financial wellness—literacy, security, and confidence—each build on each other to achieve overall financial well-being.

What's a Pre-Authorized Contribution (PAC)?

Pre-authorized contributions (PACs) will help grow your savings accounts and mutual fund investments.

How to set goals and (actually) achieve them

We’ll guide you through how to set SMART goals for your investments and your everyday.

Should you invest in GICs?

Learn more about when you should choose a GIC for your portfolio and when you should look for something with more risk and reward potential.

What is a TFSA and how should I use it?

Learn the basics of a Tax-Free Savings Account (TFSA) and how you can use it to meet your financial goals.

Take control of your finances

Five steps you can take to stop coasting and start making intentional choices about your finances.

RRSP or TFSA...or both?

RRSPs and TFSAs are similar as they both provide incentives for Canadians to save and invest, but their differences will likely lead you to one or the other.

Is your emergency fund enough for the unexpected?

Albertans cannot control the unexpected, but you can prepare for it with an emergency fund.

How is Lifestyle Inflation impacting your wealth?

How is lifestyle inflation impacting your wealth? When not managed, lifestyle inflation, also known as lifestyle creep, can limit your ability to build wealth.

Why do I need a financial advisor?

A financial advisor has the education, knowledge, and the time required to properly manage your investment portfolio.

Which is better: funds or individual stocks and bonds?

For new investors, the world of stocks, bonds and mutual funds can be a confusing place. What’s the difference between them? And which ones are right for you?

When to use an RRSP loan

What if you don’t have enough money to maximize your RRSP contribution room? Should you borrow to invest in your RRSP? Find out here.

When should I use a cash account?

Cash accounts offer flexibility and accessibility, but should only be used after you have maximized tax advantage accounts like your RRSP and TFSA.

What to do with your tax return

Should you spend it or should you save it? Here’s some advice about what to do with your tax return.

What’s your saving style?

Join ATB as we highlight different saving styles and go over some ever-important tips to turn you into a savvy saver.

What is a joint bank account?

Understanding the benefits of a joint bank account will help you know how to manage your money when you have decisions to make.

What are the risks of investing?

Risk is an unfortunate but necessary component of investing. Here we outline the top five risks when it comes to investing.

What are mutual funds?

Mutual funds are a way to leverage investment experts and grow your money. Learn how investing in mutual funds and pooling your money with other investors works.

What are compound returns?

Learn how investing smaller amounts earlier can earn you more than larger investments later in life. Complete with a video explains compounding returns in a simple way.

Top 3 ways to pay yourself first

Paying yourself first is a great way to ensure your long-term financial health. Here are our top three tips.

The #1 investing tip—and it’s surprisingly simple

We’d like to share with you our biggest piece of investing advice and 3 investing habits that can play a significant role in your investing strategy; whether in your 20s or after.

The importance of patience when investing

Stocks are considered to be riskier investments, but statistics show that historically, long-term stock market gains consistently offset short-term market losses.

The importance of financial literacy for women

Having competence in finance, including budgeting, saving and a little investment knowledge, can save money and set you up for a secure financial future.

The difference between RRSP, TFSA, and cash accounts

Understanding the differences between RRSPs, TFSAs, and investment savings accounts.

The difference between a dream and a goal is a plan

Turn your dreams into goals with a plan that works for you.

The benefits to investing regularly

There are plenty of benefits to investing regularly, but here are two reasons it really makes an impact.

The basics of investment asset classes

Understanding the three main asset classes and their corresponding investments - Where do stocks, bonds, and GICs fit?

The advantage of investing early

Investing early can be more beneficial than investing a higher dollar amount.

Prioritize to pay off consumer debt

If you're overwhelmed with consumer debt, prioritizing your individual debts can free up cash flow and help you pay off consumer debt more effectively.

Survive holiday spending without sacrificing investment savings

Here are some tips to help you survive the most expensive time of the year without sacrificing your investment savings.

Qualifying for an RDSP with type 1 diabetes

Here’s what you need to know about DTCs, RDSPs and qualifying with type 1 diabetes.

The importance of teaching your kids about money

Tips for talking to your kids about money, including how to save it and it’s many uses, can create financial literacy at a young age.

Should you pay off your mortgage or invest?

Is it better to pay off your mortgage early or invest your money?

Should I invest while paying off debt?

Learn how to balance paying off debt, building your savings, and planning for your future with an investment plan.

Need help?

Our Client Care team will be happy to assist.