Investment Savings

US Dollar Redeemable GIC

Competitive interest and guaranteed returns on US dollars (USD).

Put US dollars to work

​​Make your US dollars earn even more. Take advantage of competitive interest rates paid in USD.

Choose from flexible terms

Only you know when you'll need access to your US dollars. Leave your money in this GIC for a term that works for you, from 30 days to five years.

Rest secure

Invest safely and securely. You won't lose sleep at night because your original investment and the interest you earn are fully guaranteed.​

Key product details

Interest earned See current rates1
Term 30 days - 5 years
Minimum investment $100, $500 or $1,000 USD2
Maximum investment Unlimited
Redeemable during term Yes
Registered investment options No

Frequently Asked Questions

You can at any time.

When you cash a GIC, you get your principal back along with interest earned at the GIC's standard rate. That means that if you have a GIC designed to be 'cashable' before the end of its term, your principal earns full interest for as long as the money remains in your GIC.

Some cashable GICs have restrictions on the specific portions of your term during which you can access your funds.

When you have a GIC designed to be 'redeemable' before the end of its term, you can still get your full principal back, but with interest earned at a lower rate than if you left your principal in the GIC for the full term.

Redeemable GICs are typically redeemable at any point in your term—though how soon you redeem your principal may affect how much interest you earn.

Yes. When you pool your resources, everyone wins. You can open this GIC as a joint investment.

Ready to get started?

There are enough risks in life without risking your hard-earned money. Minimize your risk by investing with a US Dollar GIC.

Need help?

Our Client Care team will be happy to assist.